PEOPLE'S BANK

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People’s Bank Head Office
No.75, Sir Chittampalam
A. Gardiner Mawatha,
Colombo 2,
Sri Lanka.
Telephone: 2327841-6, 2446316
E-Mail: info@peoplesbank.lk
SWIFT PSBKLKLX

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	PAGE OF CONTENT

	Annual Report 2003

1.	Financial Achievements at a glance
2.	View from the Chairman's desk
3.	General Manager's Review of Operations
4.	Achieving the Results - Review from the Director Restructuring & Strategic Development
5.	Milestones - 2003
6.	Corporate Information
7.	The Bank for the People
8.	Our Customers speak...
9.	Our Product Portfolio
10.	Corporate & Institutional Banking
11.	Developing Sri Lanka's Infrastructure
12.	Branch Operations
13.	Treasury Operations of the Bank
14.	Micro Finance
15.	The Digital Highway
16.	Our Customer Service Outreach
17.	Our Partners Worldwide
18.	Our Committed Staff - the driving force of our Bank
19.	Our Social Responsibility in action
20.	Financial Review for 2003
21.	Board of Directors
22.	General Management
23.	Executive Management
24.	Risk Management
25.	Corporate Governance
26.	Report of the Directors
27.	Audit Committee Report
28.	Letter of Comfort
29.	Report of the Auditor General
30.	Income Statement
31.	Balance Sheet
32.	Statement of Changes in Equity
33.	Consolidated Cash Flow Statement
34.	Notes to the Financial Statements
35.	Capital Adequacy
36.	Value Added Statement
37.	10 year Performance Review
38.	Analysis of Segmental & Zonal Performances
39.	Evaluation of our Customer Base
40.	Our Staff, our Core-strength
41.	Income Statement in US$
42.	Balance Sheet in US$
43.	Our Associate & Subsidiary Companies
44.	Review of Operations - People's Leasing Company
45.	Review of Operations - People's Travels Limited
46.	Review of Operations - People's Merchant Bank
47.	Our Jour ney - 1961 to 2003
48.	Glossary of Financial Terms