Interest Rates for Deposit Products (All rates are quoted in per Annum basis)

Rates of Interest on Fixed Deposits, Negotiable Savings Certificates, Non-Transferable Savings Certificate and Certificates of Deposit (CDs)

Fixed / Term Deposit Products

• 7 Days Call Deposits( Minimum Deposit Rs.50,000/- )
  
  

  Upto Rs.10M	7.0% p.a.
  Above Rs.10M	7.0% p.a.

  
  
  
• Fixed Deposits (Minimum deposit Rs. 5,000/-)

Above mentioned revised interest rates are applicable for Co-operative Sector Fixed Deposits as well.

For Minors’ Fixed Deposits and Extended Fixed Deposits an additional 0.5% should be added to the above interest rates.

• Parinatha Interest Rates
  
  (Minimum Deposit Rs.100,000/-)

Period	At Maturity	Monthly
12 Months	11.50%	10.75%
24 Months	11.75%	10.25%

• "MAX" Super Fixed Deposit
  
  (Minimum Deposit 250,000/-)

Period	Period	At Maturity %	Monthly %
MAX - 3	36 Months	10.0	9.0
MAX - 4	48 Months	10.5	9.5
MAX - 5	60 Months	12.0	10.5

• Extended Fixed Deposits 9.0%
  
  
• Negotiable Savings Certificates, Non Transferable Savings Certificates & Certificate of Deposits(Renewals Only; Conditions apply) :

Period	Proposed %
3 Months	5.0% Not for CDs
6 Months	5.25%
12 Months	6.5%
24 Months	7.0%
36 to 60 Months	7.5% Only for CDs

Savings Products

Product Name	Proposed Rate %
Jana Jaya	4.25
Jana Jaya (Minors)	4.75
Vanitha Vasana	4.25
Yes Future Stars Account(Balance up to Rs.24,999/-)  (Balance up to Rs.25,000/-to Rs..49,999/-)  (If balance is Rs..50,000/-  or above)	4.00 5.00 6.00
Guru Setha	4.25
Suwa Sevana	4.25
Isuru Udana	6.00
Sisu Udana	6.00
YES Account (Balance up to Rs.24,999/-)  (If balance is Rs..25,000/-  or above, this rate is increased by 1% )	4.00 5.00
Pranama	4.25
ISA	5.00
ISA (Minors)	5.00
Vandana	4.00
Ran Setha	4.00
Senehasa	4.50
Thilina	4.50
Sunami Savings	4.00
Harvest (Balance up to Rs.10,000/-)  Balance Rs.10,000/- & above	4.00 5.00
Swarna Prasada	4.00
All Minors' Savings	5.00
Samurdhi Savings	4.25
Normal Savings	4.00
Parinatha -Balance up to Rs.4,999/-  Balance Over Rs.5,000/- & above	6.00 7.00
Savings (Co-op)	4.75
Non-Branded Savings / Three Wheeler Entrepreneurs Savings	4.00
Extended Savings	4.50

Up Front Values

Up front values in respect of Negotiable Savings Certificates, Non Transferable Savings Certificates and Certificates of Deposits are as follows:

Phase Value	3 Months	6 Months	12 Months	24 Months	36 Months	48 Months	60 Months
Rs.	5%	5.25%	6.5%	7%	7.5%	7.5%	7.5%
100000	98766	97443	93897	87720	81633	76924	72728
10000	9877	9745	9390	8772	8164	7693	7273
5000	4939	4873	4695	4386	4082	3847	3637
1000	988	975	939	878	817	770	728
500	494	488	470	439	409	385	364
250	247	244	235	220	204	193	182
100	99	98	94	88	82	77	73

Interest rates for Foreign Currency Deposits

For special rates on large deposits, please contact the Treasury on Tel: 2308756, 2308754, 2308759, 2308764 and 2308765.

• Savings

Currency	Rate % p.a.
US Dollars (US$)	2.25
GB Pounds (GBP)	3.25
Euro (EUR)	2.25
Swiss Frank (CHF)	0.40
Australian Dollars (AUD)	3.00
Singapore Dollars (SGD)	0.50
Canadian Dollars (CAD)	2.00

• Fixed Deposits

	Interest %
Period	USD	GBP	EUR
1 month	2.50	3.50	2.50
3 months	2.75	3.75	2.75
6 months	3.00	4.20	3.00
1 Year	3.25	4.25	3.50

Please contact Branch Manager/ Overseas Customer Service Division for special rates For Foreign Currency deposits of USD 50,000 or above or its equivalent in  other currencies

Ethera Isura Super Deposit

Current Interest Rate : From USD 25,000 to 74,999 --> 0.90% per annum (will be revised at every 3 months within the 2 year period of the FD opened in this month) From USD 75,000 and above --> 1.15% per annum (will be revised at every 3 months within the 2 year period of the FD opened in this month)

Special Features of Ethera Isura Super Deposit Minimum Deposit - USD 25,000 Tenor - Two Years (But, applicable Interest Rate is revised every 3 months based on LIBOR) Interest Rate: From USD 25,000 to 74,999 --> LIBOR + 0.25% From USD 25,000 to 74,999 --> LIBOR + 0.50%

NOTE: Applicable Interest Rate is revised every 3 months based on LIBOR

LIBOR: London Inter Bank Offered Rate

Minor's Fixed Deposits

The rate of interest payable on Minor's Fixed Deposit will be 0.5% above the rates stated above for the respective periods.

Co-operative Sector Fixed Deposits

The above rates are applied to the customers falling within the Co-operative movement i.e. MPCS and other Co-op. Societies.

However these customers may be allowed are slightly higher rate of interest than other customers for their deposits provided such institutions maintain adequate current account balances.

Large Scale Deposits

The rates of interest in case of very large deposits are negotiable.