Interest Rates for Deposit Products

Interest Rates for Deposit Products (All rates are quoted in per Annum basis)

Rates of Interest on Fixed Deposits, Negotiable Savings Certificates, Non-Transferable Savings Certificate and Certificates of Deposit (CDs) Fixed / Term Deposit Products


  • 7 Days Call Deposits( Minimum Deposit Rs.50,000/- )
    Up to Rs.10.0 Mn
    Above Rs.10.0 Mn
       
    7.0 % p.a 7.5 % p.a


  • Fixed Deposits (Minimum deposit Rs. 5,000/-)

    Period
    At Maturity p.a.
     Monthly p.a.
         
    1 Month 12.00% -
    3 Months 12.50% -
    6 Months 12.00% -
    12 Months 12.50% 11.50%
    24 Months 13.00% 11.50%
    36 months 13.50% 11.25%
    48 months 13.75% 11.00%
    60 months 14.00% 10.50%

    **An Additional 0.5% should be added to above rates for all Minors’ Fixed Deposits and Extended Fixed Deposits.

  • Interest Rates For Co-operative Sector

    Term Co-operative Sector (%)
    At Maturity
     Monthly
         
    01 Months 13.00% -
    03 Months 13.50% -
    06 Months 13.00% -
    12 Months 13.50% 12.50%


  • Interest Rates For Samurdhi

    Term
    At Maturity
     Monthly
         
    01 Months 12.50% -
    03 Months 13.00% -
    06 Months 12.50% -
    12 Months 13.00% 12.00%
         
  • Parinatha Interest Rates

    (Minimum Deposit Rs.100,000/-)


    Period
    At Maturity
     Monthly
         
    12 Months 13.50% 12.50%
    24 Months 14.00% 12.25%
  • Extended Fixed Deposits 9.0%

  • Negotiable Savings Certificates, Non Transferable Savings Certificates & Certificate of Deposits(Renewals Only; Conditions apply) :

    Period  Applicable %
       
    3 Months  5.0% Not for CDs
    6 Months  5.25%
    12 Months  6.5%
    24 Months  7.0%
    36 to 60 Months  7.5% Only for CDs

  • Savings Products

 

 Product Name Applicable Rate %
   
 Jana Jaya
4.25
 Jana Jaya (Minors)
4.75
 Vanitha Vasana
4.25

 Yes Future Stars Account(Balance up to Rs.24,999/-)

 (Balance up to Rs.25,000/-to Rs..49,999/-)

 (If balance is Rs..50,000/-  or above)

4.00

5.00

6.00
 Guru Setha
4.25
 Suwa Sevana

4.25
 Isuru Udana
6.00
 Sisu Udana
6.00

 YES Account (Balance up to Rs.24,999/-)

 (If balance is Rs..25,000/-  or above, this rate is increased by 1% )

4.00

5.00
 Pranama 4.25
 ISA
5.00
 ISA (Minors)
5.00
 Vandana
4.00
 Ran Setha 4.00
 Senehasa

4.50
 Thilina 4.50
 Sunami Savings 4.00

 Harvest (Balance up to Rs.10,000/-)

 Balance Rs.10,000/- & above

4.00

5.00
 Swarna Prasada
4.00
 All Minors' Savings
5.00
 Samurdhi Savings
4.25
 Normal Savings

4.00

 Parinatha -Balance up to Rs.4,999/-

 Balance Over Rs.5,000/- & above

6.00

7.00
 Savings (Co-op)
4.75
 Non-Branded Savings / Three Wheeler Entrepreneurs Savings
4.00
 Extended Savings
4.50


  • Up Front Values

Up front values in respect of Negotiable Savings Certificates, Non Transferable Savings Certificates and Certificates of Deposits are as follows:

 

Phase Value 3 Months 6 Months 12 Months 24 Months 36 Months 48 Months 60 Months
Rs. 5%  5.25%  6.5%  7%  7.5%  7.5%  7.5% 
               
100000  98766  97443  93897  87720  81633  76924  72728 
10000  9877  9745  9390  8772  8164  7693  7273 
5000  4939  4873  4695  4386  4082  3847  3637 
1000  988  975  939  878  817  770  728 
500  494  488  470  439  409  385  364 
250  247  244  235  220  204  193  182 
100  99  98  94  88  82  77  73 


  • Interest rates for Foreign Currency Deposits

For special rates on large deposits, please contact the Treasury on Tel:

2308756, 2308754, 2308759, 2308764 and 2308765.

  • Savings

  Currency

 Rate % p.a.
   US Dollars (US$) 2.25
   GB Pounds (GBP) 2
   Euro (EUR) 1.25
   Swiss Frank (CHF) 0.4
   Australian Dollars (AUD) 3.00
   Singapore Dollars (SGD) 0.25
   Canadian Dollars (CAD) 0.5


  • Fixed Deposits

   Period

 USD Interest % GBP Interest % EUR Interest % AUD Interest %
   1 month 2.50 3.00 2.25 3.75
   3 months 3.00 3.25 2.5 4
   6 months 3.25 3.50 2.75 4.25
   1 Year 3.5 3.75 3.25 4.5
 
Please contact Branch Manager/ Overseas Customer Service Division for special rates For Foreign Currency deposits of USD 50,000 or above or its equivalent in  other currencies

  • Ethera Isura Super Deposit

Current Interest Rate :

  • From USD 25,000 to 74,999 --> 0.90% per annum (will be revised at every 3 months within the 2 year period of the FD opened in this month)
  • From USD 75,000 and above --> 1.15% per annum (will be revised at every 3 months within the 2 year period of the FD opened in this month)
 

Special Features of Ethera Isura Super Deposit

  • Minimum Deposit - USD 25,000
  • Tenor - Two Years (But, applicable Interest Rate is revised every 3 months based on LIBOR)
  • Interest Rate: From USD 25,000 to 74,999 --> LIBOR + 0.25%
    From USD 25,000 to 74,999 --> LIBOR + 0.50%
NOTE: Applicable Interest Rate is revised every 3 months based on LIBOR
 
LIBOR: London Inter Bank Offered Rate


  • Minor's Fixed Deposits

The rate of interest payable on Minor's Fixed Deposit will be 0.5% above the rates stated above for the respective periods.

  • Co-operative Sh4ector Fixed Deposits

The above rates are applied to the customers falling within the Co-operative movement i.e. MPCS and other Co-op. Societies.

However these customers may be allowed are slightly higher rate of interest than other customers for their deposits provided such institutions maintain adequate current account balances.

  • Large Scale Deposits

The rates of interest in case of very large deposits are negotiable.