Click the links given below to open PDF files.

	PAGE OF CONTENT
	Financial Statements 2004
1.	Financial Performance Highlights of 2004
2.	Financial Review 2004
3.	Risk Management
4.	Corporate Governance
5.	Report of the Directors
6.	Audit Committee Report
7.	Report of the Auditor General
8.	Income Statement
9.	Balance Sheet
10.	Cash Flow Statement
11.	Statement in Changes of Equity
12.	Significient Accounting Policies
13.	Notes to the Financial Statement
14.	Bank - Maturity Profile of Assets & Liabilities
15.	Capital Adequacy
16.	Value Added Statement
17.	Income Statement in US$
18.	Balance Sheet in US$
19.	Glossary of Financial Terms