Loan facilities for Paddy and Subsidiary Food crops are allowed under New Comprehensive Rural Credit Scheme through out the Island.

For Whom
Farmers who cultivate Paddy, Chilies, Red Onion, Big Onion, Pulsus, Oil Seeds, Vegetable, Potato, Sugar cane, Ginger, Betel and Pineapple.

Product Features

The farmers and the tenant farmers who obtain facilities should be permanent residents of the area and the farmers should be the owner of the agricultural lands.

Loan facilities accepted for Yala and Maha seasons
Maximum Credit Limit

Crop	Maximum Loan Amount Per Acre
Paddy
Irrigated	18,000
Rainfed	12,000
Chilli	50,000
Onion
Red Onions	50,000
Big Onions	50,000
Pulsus
Cowpea	15,000
Green Gram	15,000
Black Gram	15,000
Soya Beans	15,000
Maize	25,000
Kurakkan	15,000
Oil Seeds
Ground Nut	15,000
Gingelly	8,000
Sun Flower	8,000
Roo & tuber
Potato	140,000
Sweet Potato	25,000
Manioc	25,000
Kiri Ala	30,000
Vegetable
Brinjal	40,000
Bandakka	25,000
Beet Root	50,000
Cabbage	45,000
Carrot	50,000
Capsicum	50,000
Tomato	35,000
Leeks	70,000
Radish	20,000
Knoh Khol	25,000
Luffa	45,000
Bitter Gourd	45,000
Snake Gourd	45,000
Pumpkin	20,000
Other
Sugar Cane	35,000
Ginger	70,000
Betel	40,000
Pineapple	75,000 (Maximum Rs.1 Million for 25 acres)

Loans upto Rs.5 Million can be provided for seed preparation, nurseries and planting material.

Repayment Period - Maximum repayment period 270 days.

Securities - Personal Guarantee of two farmers or any other acceptable security.