Business Loans

Being a state commercial Bank, we consider it as our duty to facilitate financial demands of small and medium scale business entrepreneurs as well as large scale corporate entities of the country, to help them grow and propel the country towards economic prosperity. Financial solutions are catered to suit each unique requirement of businesses with tailor-made products.

For whom

  • Citizens of Sri Lanka
  • Entities generating sufficient surplus from business activities

For what

  • For your working capital requirement
  • Business expansion (Ex; new markets, new products or new services, new delivery channels)
  • To move to a new business premises
  • Purchase machinery to keep up with changing technology
  • And any other acceptable business purpose


  • Depend on unique customer requirements, purposes and repayment abilities, security offered, with flexible policies to cater your each distinctive financial need.

Repayment period

  • Flexible repayment periods varying with customer requirement and purpose, from short term to medium and long term.

Interest rates

  • Low interest rates are offered in par with prevailing market rates and based on customer preference on Average Weighted Prime Lending Rate (AWPLR) basis as well.
  1. Block Loans

    Business loans can be obtained with flexible and convenient payment schedules for any business purpose in sectors such as Commercial, Agricultural, Industrial, Tourism etc.

  2. Overdrafts

    An extension of credit form, when a current account balance reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it up to pre-arranged limit, which can be temporary or permanent.

  3. Bank Guarantees

    General Letter of guarantees, Bid bonds, Performance bonds, Advance payment bonds etc are provided to customers favouring third parties to suit various needs depending on various business sector requirements.

  4. Bills Discounting

    Discounting of bills before its maturity days to meet working capital gaps of customers, by providing immediate credit.

  5. Cash Margin Facilities

    Facilities are considered for any business purpose with the option of fixed loan instalments or to pay back as and when you can, against cash balances in savings accounts, fixed deposits and savings certificates.

Click here for Loan Calculator


Contact us for more Details

Mrs. Virajini Munasinghe
Chief Manager - Enterprises Banking
Tel No - 011-2481585
Fax No - 011-2341295
E-Mail -

Mr. Sujeewa Gunaratne
Chief Manager - Commercial Credit
Tel No - 011-2385469
Fax No - 011-2334262
E-Mail -