To finance income generating projects of all small and medium scale enterprises.

Scheme shall be implemented in all provinces.

• Agricultural
• Industries
• Fisheries and related activities
• Transport
• Trade
• Animal Husbandry

(Loans are not granted for consumption purpose)

• Applicant should be a citizen of Sri Lanka.
• The relevant project should have been located in the relevant Province.
• Applicant should contribute at least 10% of the total project cost.
• Applicant should be a person within the age group of 18-55 years.
• Applicant should not be a defaulted borrower or a guarantor of a loan obtained from any Financial Institution.
• Should be a project with a repayment capacity and a sound cash-flow.

Rs.1.45 Billion

Repayment period including grace period of maximum 12 months is 05 years

• Two personal guarantors acceptable to the Bank Out of them, one could be a spouse or a parent while the other should be a person with an acceptable source of income.
• Mortgage over a movable or immovable property. Securities acceptable to the Bank