Ms Kumari Senaratne is an Associate Member of the Institute of Bankers of Sri Lanka and Institute of Credit Management of Sri Lanka. She holds a Masters' Degree in Business Studies from University of Colombo and a Bachelor of Science (Special) degree in Business Administration from the University of Sri Jayewardenepura. She joined People's Bank in 1987 as a Management Trainee and has gained experience in the areas of International Banking operations, Commercial Credit, Retail Banking, and Corporate Banking under various capacities. She has contributed immensely by conducting several training programmes. During her career she has also participated in various programmes both local and overseas