Current Rates

Fixed Deposit Rate - 3 Months

10.25% p.a

Loan Rate - Residential Housing

14.5% - 16.00% p.a

Loan Rate - Personal Loans

16.00% - 16.5% p.a

Pawning Rate

18% p.a

*Conditions Apply

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Interest Rates for Deposit Products

Interest Rates for Deposit Products (All rates are quoted in per Annum basis)

Fixed Deposits (Minimum deposit Rs. 5,000/-)
Period At Maturity p.a. Monthly p.a.
1 Month 7% -
3 Months 10.25% -
6 Months 10.50% -
12 Months 10.75% 10.25%
24 Months 11.25% 10.25%
36 months 12.00% 10.25%
48 months 12.50% 10.25%
60 months 12.50% 10.25%

**An Additional 0.5% should be added to above rates for all Minors’ Fixed Deposits and Extended Fixed Deposits.

Interest Rates For Co-operative Sector
Term Co-operative Sector (%)
  At Maturity Monthly
01 Months 7.50% -
03 Months 10.75% -
06 Months 11.00% -
12 Months 11.25% 10.75%
Interest Rates For Samurdhi

(Minimum Deposit Rs.5,000/-)

Term At Maturity Monthly
01 Month 7.50% -
03 Months 10.25% -
06 Months 10.50% -
12 Months 10.75% 10.25%
Parinatha Interest Rates

(Minimum Deposit Rs.100,000/-)

Period At Maturity Monthly
12 Months 11.25% 10.50%
24 Months 11.50% 10.25%
Special Interest Rates for Senior Citizens Fixed Deposit (Over 60 years of age)

(Minimum Deposit Rs.5,000/-, Maximum Deposit Rs.1,000,000/-)

Period At Maturity Monthly
12 Months 15% 14.06%

For more details please contact your nearest branch.

Savings Products
Product Name Applicable Rate %
Jana Jaya 4.25
Jana Jaya (Minors) 4.75
Vanitha Vasana 4.25
Guru Setha 4.25
Suwa Sevana 4.25
Isuru Udana 6.00
Sisu Udana 6.00
YES Account  
Balance up to Rs.24,999/- 4.00
If balance is Rs..25,000/- or above 5.00
Pranama 4.25
ISA 5.00
ISA (Minors) 5.00
Vandana 4.00
Ran Setha 4.00
Senehasa 4.50
Thilina 4.50
Sunami Savings 4.00
Harvest (Balance up to Rs.10,000/-)
Balance Rs.10,000/- & above
4.00
5.00
Swarna Prasada 4.00
All Minors' Savings 5.00
Samurdhi Savings 4.25
Normal Savings 4.00
Parinatha -Balance up to Rs.4,999/-
Balance Over Rs.5,000/- & above
6.00
7.00
Savings (Co-op) 4.75
Non-Branded Savings / Three Wheeler Entrepreneurs Savings 4.00
Extended Savings 4.50
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