Ms Nipunika Wijayaratne serves as the Deputy General Manager of Transaction Banking, counting over 29 years of experience in banking, having joined the Bank in 1990 as a Management Trainee. She holds a Bsc Degree in Agriculture from University of Peradeniya and an MBA in Finance from University of Colombo. She has experience in Trade Services and Correspondent Banking and prior to joining the Bank, she served in the private sector. She is an Associate Member of Institute of Bankers of Sri Lanka. She is also an Executive Committee member of International Chamber of Commerce – Sri Lanka