Interest Rates on Advances
Description
|
Min. rate
|
Max. rate
|
Business Loans
|
14.0%
|
17.0%
|
Residential Housing
|
12.5%
|
15.5%
|
Personal Loans
|
13.0%
|
15.0%
|
Gurusetha Loan
|
11.5%
|
13.0%
|
Vehicle Loans
|
12.5%
|
14.0%
|
Education Loans
|
12.0%
|
13.5%
|
Pawning
|
14.0%
|
-
|
Export Finance - Rupee Facilities
|
12.0%
|
Weekly AWPLR + 4.5%
|
Import Finance - Rupee Facilities
|
Weekly AWPLR + 2.5%
|
Weekly AWPLR + 4.5%
|
Lending to Small & Medium Scale Industries (SMEs)
|
6.5%
|
Weekly AWPLR + 2.5%
|
Credit Cards
|
-
|
26% p.a. / 2.1% monthly
|
Agriculture/Animal Husbandry Fisheries/related industries
|
14.0%
|
15.0%
|
Development Loans
|
06.5%
|
20.0%
|
Overdrafts |
Min. rate |
Max. rate |
Permanent |
15.50% |
18.50% |
Temporary |
23.0% |
32.0% |