Peoples Bank - Personal & Corporate Banking

Interest Rates for Deposit Products

Interest Rates for Deposit Products (All rates are quoted in per Annum basis)

7 days call deposits (Minimum deposit Rs. 50,000/-)

13.25% per annum

Fixed deposits (Minimum deposit Rs. 5,000/-)

(w.e.f 22nd April 2022 )

Period	At Maturity p.a.	Monthly p.a.
01 Month	13.50%	-
03 Months	15.00%	14.80%
06 Months	14.75%	14.30%
12 Months	14.50%	13.50%
24 Months	15.50%	13.25%
36 Months	15.75%	13.00%
48 Months	16.00%	12.50%
60 Months	16.25%	12.00%

Interest rates for Co-operative sector (Minimum deposit Rs. 5,000/-)

(w.e.f 22nd April 2022 )

Term	Co-operative sector (%)
Period	At Maturity	Monthly
01 Month	14.00%	-
03 Months	15.50%	-
06 Months	15.25%	-
12 Months	15.00%	14.00%
24 Months	16.00%	-
36 Months	16.25%	-
48 Months	16.50%	-
60 Months	16.75%	-

Interest Rates For Samurdhi (Minimum Deposit Rs.5,000/-)

(w.e.f 22nd April 2022 )

Period	At Maturity	Monthly
01 Month	13.50 %	-
03 Month	15.00%	-
06 Month	14.75 %	-
12 Month	14.50%	13.50%

Parinatha Interest Rates (Minimum Deposit Rs.100,000/-)

Parinatha Fixed Deposit rate for 55 - 60 years of age

(w.e.f 22nd April 2022 )

Period	At Maturity	Monthly
06 Month	14.75 %	-
12 Month	14.50 %	13.50 %
24 Month	15.50 %	13.25 %

** Parinatha Fixed Deposit rate for the above 60 years of age **

Period	At Maturity	Monthly
06 Month	15.00 %	-
12 Month	15.50 %	14.50 %
24 Month	16.25 %	14.00 %

Special interest rates for senior citizens fixed deposits (Over 60 years of age)

(Minimum Deposit Rs.5,000/-, Maximum Deposit Rs.1,500,000/-)

Period	At Maturity	Monthly
12 Month	15%	14.06%

For more details please contact your nearest branch.

Saving Products

(w.e.f 10th March 2021 )

Product Name	Applicable Rate %
Jana Jaya	3.00 %
Jana Jaya (Minor)	4.00 %
Vanitha Vasana Up to Rs. 100,000/-	3.50 %
Vanitha Vasana above Rs. 100,000/-	3.75 %
Isuru Udana (Deposits upto Rs500,000/- )	4.00 %
Isuru Udana(over Rs500,000/-)	4.25 %
Sisu Udana(over Rs500,000/-)	4.25 %
Sisu Udana(upto Rs500,000/-)	4.00 %
YES (Below Rs.100,000/-)	3.50 %
YES (If balance is Rs.100,000/- or above)	3.75 %
ISA	4.00 %
ISA (Minor)	5.00 %
Harvest(Balance up to Rs.100,000/-)	3.00 %
Harvest(Balance Rs.100,000/- & above)	3.25 %
All Minor Savings	4.00 %
Samurdhi Savings	3.25 %
Normal Savings	3.00 %
Parinatha(Balance up to Rs.500,000/-)	5.00 %
Parinatha(Balance Rs.500,001/- Rs.1,000,000/-)	6.00 %
Parinatha(Balance Over Rs.1,000,000/- & above)	7.00 %
Savings (Co-op)	3.25 %
Aswenna	3.00 %
Suwa Sevana	4.25 %

Savings

For special rates on large deposits, please contact the Treasury on Tel:
0112-206768, 0112-206769, 0112-206757, 0112-206756, 0112-206755, 0112-206754 and 0112-206759

Currency	Rate % p.a.
United States Dollars (USD)	2.00 %
Great Britain Pounds (GBP)	1.00 %
Euro (EUR)	0.40 %
Australian Dollars (AUD)	1.75 %
Canadian Dollars (CAD)	0.50 %
Swiss Francs (CHF)	0.00 %
Singapore Dollars (SGD)	0.25 %

Fixed Deposits

Period	USD Interest %	GBP Interest %	EUR Interest %	AUD Interest %	CAD Interest %
01 Month	6.42	3.50	4.50	3.50	1.90
03 Month	6.45	4.00	4.00	4.00	1.95
06 Month	6.50	4.50		4.50	2.15
12 Month	6.61	5.00	5.00	5.00	2.25
12 Months (Interest paid Monthly) % p.a.	6.42	4.90	4.90	4.90	2.20
15 Months	7	-	-	-	-

Personal Foreign Currency Fixed Deposit Accounts can be opened for 2 years, 3 years, 4 years, and 5 years for USD FDs which interest can be obtained monthly / annually, or on maturity

Period	Interest
	At Maturity	Annually	Monthly
2 Years	6.83 %	6.61 %	6.42 %
3 Years	7.06 %	6.61 %	6.42 %
4 Years	7.29 %	6.61 %	6.42 %
5 Years	7.54 %	6.61 %	6.42 %
5 Years*	7.54 %	6.61 %	6.42 %

Interest Rates on Advances

Description	Min. rate	Max. rate
Business Loans	29.0%	-
Residential Housing	30.0%	32.0%
Personal Loans	30.0%	32.0%
Gurusetha Loan	-	30.0%
Vehicle Loans	31.0%	32.0%
Education Loans	27.0%	29.0%
Pawning	25.0%	-
Export Finance - Rupee Facilities	10.75%	17.0%
Import Finance - Rupee Facilities	AWPLR + 4.5%	30.0%
Lending to Small & Medium Scale Industries (SMEs)	AWPLR + 2.5%	AWPLR + 3.5%
Credit Cards	-	36% p.a. / 3.0% monthly
Agriculture/Animal Husbandry Fisheries/related industries	29.0%	30.0%
Development Loans	06.5%	30.0%

Overdrafts	Min. rate	Max. rate
Permanent	-	(Loan rate + 1.5%)
Temporary	31.0%	32.0%

Interest Rates

Interest Rates for Deposit Products

7 days call deposits (Minimum deposit Rs. 50,000/-)

Fixed deposits (Minimum deposit Rs. 5,000/-)

Period

At Maturity p.a.

Monthly p.a.

01 Month

13.50%

-

03 Months

15.00%

14.80%

06 Months

14.75%

14.30%

12 Months

14.50%

13.50%

24 Months

15.50%

13.25%

36 Months

15.75%

13.00%

48 Months

16.00%

12.50%

60 Months

16.25%

12.00%

Interest rates for Co-operative sector (Minimum deposit Rs. 5,000/-)

Term

Co-operative sector (%)

Period

At Maturity

Monthly

01 Month

14.00%

-

03 Months

15.50%

-

06 Months

15.25%

-

12 Months

15.00%

14.00%

24 Months

16.00%

-

36 Months

16.25%

-

48 Months

16.50%

-

60 Months

16.75%

-

Interest Rates For Samurdhi (Minimum Deposit Rs.5,000/-)

Period

At Maturity

Monthly

01 Month

13.50 %

-

03 Month

15.00%

-

06 Month

14.75 %

-

12 Month

14.50%

13.50%

Parinatha Interest Rates (Minimum Deposit Rs.100,000/-)

Period

At Maturity

Interest
Rates