Privacy Policy

Our commitment to your privacy. The privacy of our customers is of utmost importance to People’s bank. This policy applies to all who visit our website or use our online services. In order to ensure confidentiality of all information you provide to us we maintain the following privacy principals.

Type of personal information we collect

When dealing with our customers and clients we collect personal information that we believe to be relevant and required to understand your financial needs and to conduct our business.

We generally do not collect sensitive information (such as information relating to ethnic origin, religious or philosophical beliefs, membership of a political or trade associations or health), and would not do so without your consent.

Acknowledging your Right to Security and Information Privacy

By choosing People’s bank to be your financial solution provider, you have placed your trust in us and our ability to safeguard your financial assets. We acknowledge that trust and your right to financial and personal security of information.

Why we collect personal information

Generally, we collect update and use personal information about you to carry out administer and also to improve our services to you including:

  • To process your application for account-based services or facilities (including to check your identity and obtain reports and assess your credit worthiness) and to establish and manage your account or facility and carry out transactions you wish to make.
  • To provide requested services to you, and bill you for our services and collect any payments outstanding.
  • For our research and development of new products and services
  • For training, quality control and verification purposes (including monitoring and recording your telephone & email communication with us from time to time)
  • To communicate our, a related company's or a third party's marketing offers to you, when making the offer we will let you know how you may stop receiving any further marketing offers. Where another organization outside People’s bank and its related companies is involved in the offer, we do not give information about you to that organization.
  • To meet our legal obligations

How we collect information

Generally, we collect personal information directly from you, such as when you apply for or request a product or service, when you participate in our marketing campaigns, competitions or surveys, in response to our advertising or direct mail or when you have other dealings with us. We may collect that information over the telephone or internet, in person (when you visit us at a People’s Bank Branch or through related agent) and when you write to us.

We may also collect personal information through third parties such as:

  • Referees (if you give us the name of someone, who can give a reference about you)
  • Publicly available sources of information.
  • Credit Information Bureau
  • Via Website Usage

For each visitor to our website, our web server automatically recognizes the consumer's domain name and e-mail address (where possible). A technology called 'cookies' may be used to collect aggregate information on the individual pages accessed by users, average time spent on specific pages, identify a user on his/her return etc.

How we store information

We store personal information in a combination of secure computer storage facilities and paper based files and other records. We have taken a number of steps to protect the personal information we hold from misuse, loss and unauthorized access, modification or disclosure. We use generally accepted technology and security so that we are satisfied that your information is transmitted safely to us through the internet or other electronic means. We will take reasonable steps to securely destroy or permanently de-identify information when we no longer need it.

Also we will take all required steps to ensure that personal data will not be kept longer than necessary and that the bank will comply with all applicable statutory and regulatory requirements pertaining to retention of personally identifiable information.

When we may disclose your personal information

Information held by us relating to customers will be kept confidential but we may provide such information to the following parties for the purposes given below.

  • Where we have contracted an external organization to provide us with support services. This may include but is not limited to processing application or orders, marketing support, deliveries, market research and debt collection. These service providers may be within or outside Sri Lanka.
  • To comply with our legal and regulatory obligations
  • Where we suspect that unlawful activity has been or may be engaged in and the personal information is a necessary part of our investigation or reporting of the matter to necessary authorities. We also may disclose personal information about you in the following circumstances. Where you have a corporate or government card membership, we may exchange personal information with your employer or government agency.
  • To our related companies to provide you with products and services you request and to inform you about other bank products and services
  • To credit reporting agencies in connection with us providing credit to you or recovering from you amounts that you owe under any contract you have with us. We impose strict requirements of security and confidentiality on all third parties as to how they handle personal information. We provide our outside contractors only with information they need to perform their services they are not permitted to use the information for any purpose except to provide the service to us.
  • To meet your request for services such as Bank at Your Doorstep, Foreign Exchange, managed fund investment and other services where we use outsourced personnel
  • To anyone else you authorize us to disclose information to, from time to time.
  • We reserve the right to amend our prevailing date protection and privacy policy at any time and will place any such amendments on our corporate Website.

Our web site

The range of banking and other financial services, as shown on People’s Bank corporate website, is offered by the Bank.

Online Security

We have a range of practices and policies in place to provide a robust security environment. We ensure the on-going adequacy of these measures by regularly reviewing them.

Our online security measures include, but are not limited to:

  • Encrypting data sent from your computer to our systems during Internet transactions and customer access codes transmitted (two factor authentication) across networks
  • Employing firewalls, intrusion detection systems and virus scanning tools to protect against unauthorized persons and viruses from entering our systems.
  • The secure area of our website supports the use of Secure Socket Layer (SSL) protocol and 256 bit encryption technology an industry standard for encryption over the Internet to protect data.


  • A 'cookie' is a packet of information that allows the server (the computer that houses the web site) to identify and interact more effectively with your computer.
  • When you use one of our web sites, we send you a cookie that gives you a unique identification number. A different identification number is sent each time you use our websites. Cookies do not identify individual users, although they do identify a user's browser type and your Internet Service Provider (ISP).
  • You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. Please refer to your browser instructions or help screens to learn more about these functions. If you reject all cookies, you may not be able to use our websites.

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Mr. A M P M B Atapattu

Mr. A M P M B Atapattu currently serves as a Secretary to the Ministry of Trade, Commerce and Food Security and he has over 28 years of work experience in Banking, Finance and Business Administration.

He graduated from the University of Sri Jayawardenapura with a BSc in Management (Public Administration) Second Class Upper Division Degree. He also holds a Master’s Degree in International Development from Flinders University, Australia, and has completed two postgraduate diplomas: Economic Development from the University of Colombo and Development Economy from the Institute of Development Economies, Japan. His research topic for his Master’s Degree in International Development awarded by Flinders University in 2004 was “Rationalisation for Industrial Development in Sri Lanka”. In addition, holds a Licentiate Certificate from the ICASL, Sri Lanka.

Before assuming the current position he worked as a Senior Additional Secretary to the President of Sri Lanka and was assigned the duties of economic reforms in the section of Stabilisation Recovery and Growth of the economy. As the Director General, (Planning) of the Ministry of Education he was in charge of preparing the Capital Budget of the Ministry and monitoring the development projects of the Ministry. Further, as a Deputy Secretary to the Treasury, he was in charge of donor funding projects, implementation of trade and tariff policies of the Government, and monitoring of the national budget. Also, he has initiated the ‘Enterprise Sri Lanka Subsidiary Loan & Development Programme’ as a national budget proposal of the Government.

Mr. Atapattu has also functioned as Director General of the Department of Development. In that capacity, he has initiated warehouse receipts financing system for grain farmers and fertiliser cash subsidy scheme for farmers. Further, he has implemented Refinance Loan Schemes called “Small and Medium Enterprise Regional Development Project” (SMERDP) funded by the Asian Development Bank, “Small and Medium Enterprise Development Facility Project” (SMEDeF) funded by the World Bank, and “Small and Medium Enterprises Line of Credit (SMELoC) funded by the Asian Development Bank. In addition, he has executed the SME Development Programme funded by the German International Cooperation (GIZ) as well as the “Rooftop Solar Power Generation Line of Credit Project” (RSPGLoC) funded by the Asian Development Bank.

Mr Atapattu has also performed his duties as the Treasury Representative on the Board of Investments, People’s Bank, Sri Lankan Airline Limited, Sri Lanka Tea Board, National Lotteries Board, Sri Lanka Savings Bank, Lankaputhra Development Bank, Cooperative Wholesale Establishments, University of Vocational Technology and the Insurance Regulatory Commission of Sri Lanka.


Mr. Sujeewa Rajapakse

Mr Sujeewa Rajapakse is a Managing Partner of BDO Partners, a firm of Chartered Accountants. A Fellow of The Institute of Chartered Accountants of Sri Lanka (FCA) and a Fellow of the Institute of Chartered Management Accountants of Sri Lanka (FCMA) and a Member of the Association of Chartered Certified Accountants (ACCA). Mr Rajapakse holds a Master of Business Administration (MBA) from Postgraduate Institute of Management (PIM), University of Sri Jayewardenepura. During his professional career that spanned nearly four decades, he held the honorary positions of President, Vice President and Council Member (elect) of the Institute of Chartered Accountants of Sri Lanka (CA Sri Lanka), Former Chairman of Auditing Standards Committee of CA Sri Lanka, President of Practicing Accountants Forum of Sri Lanka, Treasurer of Sri Lanka Cricket, Treasurer for Cricket World Cup 2011, Board Member and Technical Advisor to South Asian Federation of Accountants (SAFA), Technical Advisor to Confederation of Asia Pacific Accountants (CAPA). Currently he is serving as the Board Member at Haycarb PLC, Dipped Products PLC, Hayleys Agriculture Holdings Ltd. and Lanka Holdings (Pvt) Ltd. Also, he is a Council Member of the University of Sri Jayewardenepura.

He was the Chairman of People’s Leasing & Finance PLC. He has served in the directorates of National Development Bank PLC, NDB Capital Holdings Ltd. – Bangladesh, The Finance Company PLC (appointed by the CBSL under the restructuring programme) Unidil Packaging Ltd. & Unidil Packaging and Solutions Ltd., and Deputy Chairman of Softlogic Life Insurance PLC.

His expertise includes all accounting and auditing standards and practices, Government regulations related to financial disciplines and ethics, human resource management and overall management practices and principles in both private and public sectors.

Corporate Credit Card

People’s Corporate Credit Card provides a robust business related expenses management tool for companies. The Corporate Credit Card enables companies to easily track and control expenses while providing real-time expense management. It is not just a Card, it is an all-access permit to the premier level of living, enhancing your corporate life to the next level.
With People’s Corporate Credit Card, you enjoy convenience, efficiency and control in the palm of your hand. This Card is tailor made to put you in complete control of your company’s financial necessities.
Benefits & Features
  • Free SMS alerts to every POS / ATM and Online transactions
  • Free e-statement facility for a company designated email accounts
  • Enjoy complete control over your Corporate expenses.


Mr. Kumar Gunawardana

Kumar Gunawardana was appointed to the Board of Directors of People’s Bank on 26.12.2019 as a non-executive director. He commands over 40 years of experience in diverse areas of banking. Having started his career with Commercial Bank PLC in 1979, he has moved on to Amsterdam Rotterdam Bank (Amro Bank), ABN Amro Bank and finally to National Development Bank PLC (NDB). He has served in Senior Management positions for over 20 Years having first appointed as an Assistant Vice President of ABN AMRO Bank in the year 2000. His areas of expertise is wide and varied and include Branch network management, Institutional banking, Trade finance, Operations, Administration and services. He has also served as a Member of the Board of Directors of Development Holdings (Pvt.) Ltd. which is an entity jointly owned by National Development Bank PLC (NDB) and Export Development Board (EDB) and Treasurer of Sri Lanka Tennis Association.

People’s Elegance Visa Infinite

Your People’s Bank Elegance VISA Infinite credit card sets a new standard for personalized service while providing access to unique benefits, a premium travel experience with free lounge key access membership, Complimentary Lounge Visits , and Concierge services.
Visa Infinite Cards are offered through invitations only,

Minimum Credit Limit: LKR 1.5 Mn
Benefits & Features
  • Free Joining Fee
  • 1st year annual Fee waived-off
  • Great Deals & Offers throughout the year
  • Complimentary LoungeKey Access Membership
    • As a People’s Bank Visa Infinite Cardholder, you are eligible for a complimentary membership of Lounge Key. to access over 1,000 airport lounges in more than 130 countries. With your Prestigious Credit card membership, you can conveniently access Wi-Fi, conference space, and a wide range of pre-flight snacks and beverages to select from.
  • Two FREE Visits for Airport Lounges per calendar year.
    • Any excess visit over the complimentary entitlement will be charged (USD 35 per visit per person)
    • Please use the following link to visit LoungeKey Website for more details

    • www.loungekey.com/Peoplesbankelegance

  • Unmatched Overseas Travel Insurance Cover up to USD 500,000/-
    • Cardholders are eligible when their Credit Card is used /charged for a minimum of Rs.100,000/- in the month of travel or in the month of prior travel.
  • Exclusive VISA Infinite Concierge Services
    • Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets, and more. Available 365 days a year from home or abroad.

    • Concierge Service
      +94 (0) 11 2027106

      How do I access Visa Concierge?
      Visit: Visa Concierge | Visa

    • Instalment Payment Plans
    • Supplementary cards for your family members
    • Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
    • Interest-free credit period of up to 51 days for all your purchases
    • Minimum payment of 5% of the outstanding balance
    • SMS notification for every transaction made
    • 3D secure service offers added security to your credit card when shopping online
    • FREE e- statement Service
    • FREE Missed Call Balance service via 0716490400


Mr. Dushan Soza

Dushan Soza is a highly accomplished professional with a diverse background in the BPO industry, banking sector, and community service. He served as the Managing Director of WNS Global Services Sri Lanka for 15 years, successfully building the business from scratch to over Rs 1 billion in revenue, serving marquee global customers. As a founding member of SLASSCOM, he played a vital role in shaping the IT/BPO industry in Sri Lanka.

Dushan has also served on the board of Softlogic Finance, chairing the IT and Risk committees. Currently, he runs BPMOne, a company specializing in transformation and process reengineering. His key skills in banking include core banking, workflows, FinTechs, and digital technologies. He has also made contributions in consumer affairs, serving on the Consumer Affairs Board.

Additionally, Dushan holds board positions in Phoenix Pvt Ltd and PrintCare Digital, and he advises the Port City Economic Commission. He is a dedicated member of the Rotary community, serving as the District Governor for Sri Lanka and Maldives and as a member of the Strategic Committee at Rotary International.


Mr. Udeni Samararatne

Udeni. K. Samarararatne is an experienced senior finance professional with a career spanning over 35 years. He has worked in senior finance positions in quoted companies such as Sri Lanka Telecom PLC. which is one of Sri Lanka’s largest companies where he worked as the Chief Financial Officer. He has also worked at leading local companies such as Lanka Ashok Leyland PLC., Kelani Tyres PLC. , ACME PLC., Richard Pieris PLC. and multinational companies such as Noritake of Japan one of the world’s largest porcelain ware manufacturers, Ferrero of Luxembourg one of the world’s largest chocolate manufacturers, CEAT of India which is in a joint venture agreement for producing tyres with Kelani Tyres PLC of Sri Lanka.

He is qualified in ACCA U.K and CIMA U.K. He also holds an MBA from the Swiss Business School in Zurich Switzerland, a Higher Diploma in International Relations from the Bandaranaike Centre for International Studies and a Diploma in Professional Diplomacy and World Affairs from the Bandaranaike International Diplomatic Training Institute. He also holds a Master’s qualification from the Colombo University in Financial Economics.


Mr. Dushmantha Thotawatte

Mr Dushmantha Thotawatte was appointed to the Board of Directors with effect from 8 July 2022. Mr Thotawatte is a Fellow Member of the Institute of Chartered Accountants of Sri Lanka with a Bachelor of Commerce (Special Degree) from the University of Sri Jayawardenepura & a Master in Financial Economics from the University of Colombo. He is an accomplished leader who has extensive experience in the field of Financial Management, Corporate Governance, Strategic Management, and Public Relations. He counts over 40 years of experience and possesses a successful track of holding positions such as Chief Executive Officer, Chief Financial Officer, and Chief Internal Auditor in many state-owned enterprises and private organisations.