Current Rates

Fixed Deposit Rate - 3 Months

10.25% p.a

Loan Rate - Residential Housing

14.5% - 16.00% p.a

Loan Rate - Personal Loans

16.00% - 16.5% p.a

Pawning Rate

18% p.a

*Conditions Apply

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Trade finance relates to the process of financing certain activities related to commerce and international trade. Trade finance includes such activities as lending, issuing letters of credit, factoring, export credit and insurance. Companies involved with trade finance include importers and exporters, banks and financiers, insurers and export credit agencies, and other service providers. The following facilities will be structured to suit your requirements with a strong focus on service, time and best rates:

  • Letters of Credit
  • Import Collections DP/DA
  • Import Short Term Loans
  • Acceptances
  • Shipping Guarantees
  • Local Invoice Discounting
  • Avalisation of Bills of Exchange
  • Standby Letters of Credit
  • Pre-Shipment Financing.
    • LKR and FCY loans
  • Post Shipment Financing
    • Negotiation / Discounting of Export documents
  • Export Collections DP/DA
  • Effecting Remittance
  • Issuance of all types of guarantees mainly, Bid, Advance Payment and Performance and Retention Guarantees for various projects
  • Credit Guarantees
  • Customs Duty Guarantees
  • Standby LCs
Term Loans

We offer Term Loans and Project financing at very concessionary rates to expand existing businesses, diversify into other prospective Business ventures whether it be commercial or infrastructure both locally or globally.

Money Market Loans

Short term financing linked to the Money Market rates to meet recurrent working capital deficits.

We also have the expertise to handle cash management solutions such as collection accounts, payroll process, EPF/ETF payments and any other outward payments such as standing orders, customs duty and any other requirement backed by a system based application.