Commercial Lending provides tailor made financial solutions to the commercial sector business entities comprising a wide range of industries.
Our motivated team is willing to create and offer optimum financial plans and solutions with our comprehensive range of banking products along with superior customer service in order to fulfill all the financial requirements of our valued customers in the dynamic business environment.
We understand that every business is unique. That’s why we have carefully designed our business loans and related services with distinctive features that can provide you with the financing to match your needs. We offer the expertise & individualized solutions for the products you need, and the results you want with People’s Business Loans. Let us take away the hassle of navigating the choice of products by providing the right mix to make and receive payments, manage your cash flow, access lending, and much more. Our business banking units are available to provide support and guidance that will help you manage your day-to-day banking with ease.
You can obtain a business loan with flexible and convenient payment schedules ranging from short term, medium term to long term, for any business purpose in sectors such as Commercial, Agricultural, Industrial, and Tourism, etc.
An extension of credit form when a current account balance reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no sufficient funds in it up to pre-arranged limit, which can be temporary or permanent.
General Letter of Guarantees, Bid Bonds, Performance Bonds, Advance Payment Bonds, etc. are provided to customers favouring third parties to suit various needs depending on different business sector requirements.
Discounting of Bills before its maturity days to meet working capital gaps of customers, by providing instant credit.
We consider facilities for any business purpose with the option of fixed loan instalments or to pay back as and when you can, against cash balances in Savings Accounts, Fixed Deposits, and Savings Certificates.
Trade Finance Department provides services for many exporters and importers who are aggressively venturing out across the borders. People’s Bank’s network of over 1000 correspondents in 110 countries gives your business the global edge with cutting edge technology, commitment, and decades of superior experience in handling high-value transactions. Our primary objective is to enhance customer value, and assist them in the speedy settlement of international commercial transactions while providing safety for the parties involved.
With a proud history as a State Bank, People’s Bank, International Banking Division of People’s Bank has been providing financial solutions for the mutual benefit of Institutional and Corporate clients who are aggressively venturing out across the borders during last 50 years. Being an entity with a long tradition of excellence, we offer the knowledge; expertise and support that businesses need to flourish in the international market through providing: