Terms & Conditions - Buy Anything Anywhere Up to 36 months 0% Plan Offer

• The “Buy Anything Anywhere Up to 36 months 0% instalment Plan Offer” herein after referred to as the “IPP Promotion” is valid on purchases (POS & Online) made by All People’s Credit Card holders.


• The promotion dates are on 7th,8th ,14th ,15th ,21st, 22nd, 28th,29th & 31st December 2024 herein, referred to as the promotion dates.


• Transactions performed on the promotion dates can be converted to a 3,6,12,18,24,30,36 months 0% instalment plan.


• Customers can convert transactions within the Credit Card Limit Including the processing fees. Thus any conversion should not exceed the actual credit limit after accumulating the processing fee.


• Processing fee of Rs. 2,000/- or 1% of the transaction value, whichever is higher will be applicable on each transaction converted under the IPP promotion.


• Eligible cardholders under the IPP promotions shall call 1961 and request for the conversion within 7 days of the transaction date.


• For Up to 36 months instalment plan, the minimum eligible transaction value is Rs.25,000/- & maximum transaction value that can be converted under the promotion is Rs.1,000,000/-


• The IPP promotion is not valid on Grocery / Liquor/ Fuel /Cash/Quasi cash/Gambling/High-risk merchant categories or any transaction that is not for personal usage or as deemed not eligible by the bank.


• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.


• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.


• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply.