Current Account Business
Perform your financial transaction with pride and convenience. With People’s Current Account, you can obtain credit facilities fast, to suit your requirements. You can encash cheques from the widest network of branches & issue cheques which are as good as cash when you open a People’s Current Account. You also have the convenience of immediate encashment of cheques from any branch and apply for overdraft facilities.
That’s not all, operating a People’s Current Account gives you access to a host of other benefits such as, the ability to deposit cash from our CDMs 24/7 days, and to enjoy the convenience of self banking, mobile, internet & voice banking services.
- Features
- Eligibility
- Special Benefits
- KFD
- Contact Us
Features
Priority in obtaining Loan Facilities
Minimum charges (service charge and other relevant charges)
Enjoy the convenience of self banking, mobile, internet & voice banking services
Eligibility
- Individuals (Business Men and Business women)
Special Benefits
- Convenience of immediate encashment of cheques from any branch
- Quick cheque realization
- Customized Cheque Books
- Ability to apply for overdraft facilities
- An internationally valid debit card is on offer to access your account
- Deposit cash 24/7 from our CDMs
People’s Elegance Business Current Account
The People’s Elegance Business Current Account is a premium business current account introduced by People’s Bank Sri Lanka to recognize and retain discerning existing customers and high-value new business clients. The account is designed to provide enhanced banking privileges and recognition to customers who maintain strong financial discipline and high transaction volumes. By offering special benefits and recognition, the account encourages customers to maintain active banking relationships, enhance business convenience, and position the Bank as a preferred partner for high-value business customers.
- Features
- Eligibility
- Special Benefits
- KFD
- Contact Us
Features
A premium business current account designed for high-value and well-performing customers.
Special recognition for customers who maintain a clean record without returned cheques due to insufficient funds.
Access to People’s Bank digital banking services, including internet banking facilities.
Opportunity to obtain Point-of-Sale (POS) machines with a preferential commission rate.
The account is designed to support high-volume business transactions and professional banking relationships.
Eligibility
Existing Customers
- Existing People’s Bank current account holders may qualify for the People’s Elegance Business Current Account if they meet the following criteria:
- Must maintain a minimum balance of LKR 100,000.
- Must process minimum monthly credit transactions of LKR 5 million during the previous twelve months.
- Must maintain a clean transaction record without any returned cheques due to insufficient funds for at least one year.
New Customers
- New business customers may open the account if they meet one of the following conditions:
- Demonstrate monthly credit transactions exceeding LKR 5 million with any bank in Sri Lanka during the previous twelve months, or
- Provide proof of annual income tax payments exceeding LKR 1 million.
Special Benefits
The People’s Elegance Business Current Account offers distinctive privileges aimed at recognizing high-value customers:
- No charges for re-presentable returned cheque redeposits, providing convenience for business customers.
- Free internet banking facility, enabling efficient digital banking transactions.
- Specially designed cheque book and cheque book pouch exclusively for Elegance customers.
- Personalized recognition by printing the year since the customer began banking with People’s Bank on the cheque leaf (e.g., “Customer Since …”).
- Eligibility to obtain POS machines at preferential commission rates.