(Above Merchants Only)

Promotion Period - Till 31st December 2024

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• The Bank accepts no responsibility in any way for any goods or services purchased and any disputes relating to the same should be resolved by the Cardholder directly with the Merchant and any claim by the Cardholder against the Merchant will not relieve the Cardholder from his/her obligation for repayment to the Bank.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

All Local Educational Payments made in LKR can be converted.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank.
• Transaction between Rs. 25,000 to Rs. 1,000,000 can be converted 0% Installment plan.
• No handling fee charged from the customers.
• Customers can convert transactions within the Credit Card Limit.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply
• The promotion is valid till 31st December 2024

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

All Local Insurance Payments made in LKR can be converted.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank.
• Transaction between Rs. 25,000 to Rs. 1,000,000 can be converted 0% Installment plan.
• No handling fee charged from the customers.
• Customers can convert transactions within the Credit Card Limit.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply
• The promotion is valid till 31st December 2024

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Above mentioned merchants only.

Promotion Period - Till 31st December 2024

General Terms & Conditions

• The Minimum transaction amount applicable for this scheme is LKR 100,000/-
• There is no limit on the number of active solar ESPs that can be present on a single credit card.
• The promotion will be valid till 31st December 2024.
• The original transaction(s) value must never exceed the permanent credit limit of the card.
• The ESP converted balance (Transaction Value + Commission) should not exceeds the Permanent credit limit of the card.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply.
• All the other existing Terms & Conditions regarding the ESP product will remain unchanged.

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• The People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Above mentioned merchants only.

Handling Fee

03,06,12 Months	Rs. 1,500
18,24 Months	Rs. 3,000

Promotion Period - Till 31st December 2024

Above mentioned merchants only.

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank
• Transaction between Rs. 25,000– Rs. 1,000,000 can be converted 0% Instalment plan.
• Customers can convert transactions within the permanent Credit Card Limit only.
• The converted amount (Transaction +Handling Fee) must not exceed the Permanent Credit Limit.
• Only transactions carried out at local merchants, made in LKR can be converted under this scheme.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply

Utility Providers – CEB / LECO / Water / Telecommunication

Utility Providers – Electricity / Water / Telecommunications

General Terms & Conditions

• The promotion is open to all Credit Cards issued by People’s Bank.
• Transaction between Rs. 10,000 to Rs. 1,000,000 can be converted 0% Installment plan.
• No handling fee charged from the customers.
• Customers can convert transactions within the Credit Card Limit.
• People’s Bank accepts no liability for the quality of goods and services purchased during the promotional period.
• If any dispute arises regarding any of the Terms and Conditions contained herein, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change all or any of the rules applicable to this Promotion and/or features of this Promotion at any time and also reserves the right to extend or shorten the duration of the Promotion and/or withdraw or cancel the Promotion at any time without prior notice.
• The promotion is bound by the terms & conditions of the People’s Bank and the service establishment.
• General terms and conditions pertaining to Credit Cards of the Bank will continue to apply
• The promotion is valid till 31st December 2024