Peoples Bank - Personal & Corporate Banking

පුද්ගලික විදේශ ව්‍යවහාර මුදල් ගිණුම්

පුද්ගලික විදේශ මුදල් ගිණුම්

ජ්‍යෙෂ්ඨ විදේශ පුරවැසියන්ගේ රුපියල් ඉතුරුම්

ජ්‍යෙෂ්ඨ විජාතිකයින්ගේ - විශේෂිත ගිණුම් SFNFDA

විදේශික ජ්‍යෙෂ්ඨ පුරවැසි ස්ථාවර තැන්පතු ගිණුම සහ විදේශික ජ්‍යෙෂ්ඨ පුරවැසි රුපියල් ගිණුම (SFNRA)

පුද්ගලික විදේශ ව්‍යවහාර මුදල් ගිණුම්

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
විදේශ මුදල්
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An individual including a minor who is a Sri Lankan national.
An individual of Sri Lankan origin including a minor who is a resident outside Sri Lanka.
A non-national resident in Sri Lanka.
A non-national either on temporary visit to Sri Lanka or intending to visit Sri Lanka.
An administrator or executor of the estates of a deceased person, who maintained
ඇමෙරිකානු - ඩොලර්, ස්ටර්ලිං- පවුම්, ස්විස් -ප‍්‍රෑන්ක්, නවසීලන්ත - ඩොලර්, නෝර්වේජියානු - ක්‍රෝනර්ස්, සිංගප්පුරු - ඩොලර්, ඕස්ටේ‍්‍රලියානු - ඩොලර්, හොංකොං - ඩොලර්, ස්වීඩන් - ක්‍රෝනර්ස්, චීන - යුආන්, කැනේඩියානු - ඩොලර්, යුරෝ, ජපන් - යෙන්, ඩෙන්මාර්ක් - ක්‍රොනර්ස්.

විශේෂ ප්‍රතිලාභ

Debit Card issued free of charge
Credit Card facilities are available against the funds in the Accounts.
Monthly Interest.
Inward Remittances credited to Accounts free of charge
Outward Remittances
Instant loans up to 90% of the FC A/C balances.
Internet banking, Mobile banking and Voice banking facilities
Ability to transfer funds within the Bank or different Banks.
Free insurance cover * (Minimum balance of USD 250/- should be maintained for 6 months continuously prior to the incident )
මරණයකදී හෝ ස්ථාර දුබලතාවයකදී රුපියල් 1,000,000/- ක් දක්වා වූ හදිසි අනතුරු රක්ෂණ ආවරණයක්.
රුපියල් 100,000/- දක්වා වූ වෛද්‍ය ප‍්‍රතිකාර ආවරණයක්.
රුපියල් 50,000/- දක්වා වූ නොමිලේ ගමන් මලු ආවරණයක්.

නියමයන් සහ කොන්දේසි අදාළ වේ

විදේශ මුදල්

PFCAs can be opened and maintained as Savings, Current (without cheque drawing facility) or Fixed Deposit accounts in any designated foreign currency, i.e. USD,GBP, EUR, AUD, CAD, HKD, SGD, JPY, SEK, NZD, DKK, NOK, CNY, and CHF, in the domestic banking unit.
PFCAs may be held as joint accounts with another eligible person. However, non- nationals either on temporary visit to Sri Lanka or intending to visit Sri Lanka are not eligible to open and maintain these accounts as joint accounts.

ඇමෙරිකානු - ඩොලර්

සිංගප්පුරු - ඩොලර්

කැනේඩියානු - ඩොලර්

ස්ටර්ලිං- පවුම්

ඕස්ටේ‍්‍රලියානු - ඩොලර්

යුරෝ

ස්විස් -ප‍්‍රෑන්ක්

හොංකොං - ඩොලර්

ජපන් - යෙන්

නවසීලන්ත - ඩොලර්

ස්වීඩන් - ක්‍රෝනර්ස්

ඩෙන්මාර්ක් - ක්‍රොනර්ස්.

නෝර්වේජියානු - ක්‍රෝනර්ස්

චීන - යුආන්

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

පුද්ගලික විදේශ ව්‍යවහාර මුදල් ගිණුම් (PFCA) විවෘත කිරිමට පෙර අදාල පරිදි පහත සඳහන් තොරතුරු සහ ලියකියවිලි ලබා ගත යුතුය;

Full name, nationality, address and contact details.
A copy of National Identity Card or Passport (photo and detailed page).
A photocopy of Birth Certificate, if a Minor.
Account Opening Application.
FATCA Declaration.
Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign address and contact details.
A copy of the Passport (photo and detailed page).
A photocopy of Birth Certificate, if a Minor.
Date of Departure from Sri Lanka.
Citizenship or nature of visa granted by a foreign Government.
Account Opening Application.
FATCA Declaration.
Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign address and contact details.

Address of workplace in Sri Lanka and Designation, if any.

A copy of the employment contract and salary particulars.

A copy of the Passport (photo and detailed page) and visa granted by the Dept. of Immigration & Emigration.

Account Opening Application.

FATCA Declaration.

Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign address and contact details.
A copy of the Passport (photo and detailed page).
Account Opening Application.
FATCA Declaration
Any other documents stipulated by the Bank from time to time.

Full name, nationality, address and contact details.
A copy of National Identity Card or Passport (photo and detailed page).
Account Opening Application.
FATCA Declaration.
A copy of Letter of Administration or Probate issued by the Courts.
Any other documents stipulated by the Bank from time to time.

Remittances in foreign exchange received from outside Sri Lanka in favor of the account holder through the banking system.
Unutilized foreign currency obtained by the account holder by debiting the Personal Foreign Currency Account for travel purpose as permitted by directions issued by the Central Bank.
Foreign currency brought into Sri Lanka by the account holder upon declaration [i.e., where such foreign currency notes exceeds or equals to USD 15,000 or its equivalent in other foreign currency on a declaration to Customs Department or where such foreign currency notes are less than USD 15,000 or its equivalent in other foreign currency, on an appropriate declaration to the authorized dealer or restricted dealer].
Transfers from Personal Foreign Currency Accounts (PFCAs), Business Foreign Currency Accounts (BFCAs) or accounts maintained in the Offshore Banking Unit, irrespective of the account holder.
Where the account holder is a resident outside Sri Lanka or a non-national resident in Sri Lanka, transfers from an Inward Investment Account (IIA) of the same account holder.
Transfers from Capital Transactions Rupee Account (CTRA) of the same account holder as permitted by directions issued by the Central Bank.
Transfers from Diplomatic Foreign Currency Accounts (DFAs) of any other person.
Capital, capital gains and other receipts arising from investments made in Sri Lanka in foreign currency, if the original transfer had been made by debiting the Personal Foreign Currency Account (PFCA) [or from the Non-Resident Foreign Currency Account (NRFC), Resident Foreign Currency Account (RFC) or Resident Non-National Foreign Currency Account (RNNFC) of the account holder, prior to this order come into effect].
Capital and capital gains received from foreign investments into an Outward Investment Account (OIA), if the original investment had been made by debiting the Non-Resident Foreign Currency Account (NRFC), Resident Foreign Currency Account (RFC) or Resident Non-National Foreign Currency Account (RNNFC) of the account holder, prior to this order come into effect.
Unutilized balance remaining in the Foreign Travel Card of the same account holder, up to the amount the Foreign Travel Card had been loaded from the Personal Foreign Currency Account (PFCA).
Where the account holder is a non-national employee resident in Sri Lanka, transfers from employers’ Sri Lanka Rupee account as monthly salary, employment benefits and other related benefits.
Where the account holder is a non-national employee resident in Sri Lanka, amounts in Sri Lanka Rupees authorized by the Central Bank for remittance abroad, converted at the rate of exchange obtained on the day of credit.
Transactions or Transfers from any other category of accounts that may be permitted to maintain by the Central Bank from time to time, to the extent such transactions or transfers have been permitted by directions issued by the Central Bank.
Remittances originating outside Sri Lanka from the account holder in terms of section 8(3) of the Act

Any outward remittances made outside Sri Lanka in respect of current transactions of the account holder and/or immediate family members who are persons resident in Sri Lanka.
Any outward remittances made outside Sri Lanka in respect of capital transactions of the account holder being a person resident in Sri Lanka.
Any outward remittances made outside Sri Lanka for any purpose where account holder is a person resident outside Sri Lanka.
Disbursements in Sri Lanka in Sri Lanka Rupees.
Transfers to a PFCA of the same account holder and/or immediate family members.
Transfers to a PFCA or an account maintained in the OBU, of a person resident outside Sri Lanka in respect of a current transaction.
Transfers to other PFCAs or accounts maintained in the OBU, irrespective of the account holder where both parties are persons resident outside Sri Lanka, excluding for the purposes of acquisition of investments or assets in Sri Lanka.
Payments for making investments in SLDBs in foreign currency utilizing funds in the PFCA of the account holder.
Transfers to an OIA of another person (i.e. seller) being payments for purchase of a permitted investment in overseas which have been made by the seller through the same OIA.
Withdrawal in foreign currency notes up to USD 5,000 or equivalent in any other foreign currency or transfer of funds for uploading a FTC for travel purpose of the account holder and/or immediate family members (per person) in terms of the Directions issued under FEA in respect of current transactions.
Transfer of funds for repayment/service of loans and advances obtained by the account holder in terms of the Directions No. 10 of 2021 dated 18 March 2021 on Loans and Advances to Sri Lankans Employed Abroad (other than emigrants).
Transfer of funds to a Foreign Currency Loan Account (FCLA) or to an LKR Loan Account (LLA) of the same account holder for the repayment/service of loans obtained in terms of the Directions No. 11 of 2021 dated 18 March 2021 on Loans to Sri Lankans, resident outside Sri Lanka on Permanent Residency Visa in another country and dual citizens.

සුදුසුකම්

A non- national, resident in or outside Sri Lanka.

විශේෂ ප්‍රතිලාභ

නියමයන් සහ කොන්දේසි අදාළ වේ

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Remittances in foreign exchange received from outside Sri Lanka in favor of the account holder through the banking system.
Foreign exchange brought into Sri Lanka by the account holder upon declaration to the Customs Department, subject to the Order issued under Section 8 of the FEA.

SFNRA

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
විදේශ මුදල්
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Senior foreign nationals over 55 years of age who apply for visa under the “Sri Lanka - My Dream Home Programme” scheme.

විශේෂ ප්‍රතිලාභ

නියමයන් සහ කොන්දේසි අදාළ වේ

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Remittances in foreign exchange received from outside Sri Lanka through the banking system in favour of the account holder or foreign exchange brought into Sri Lanka by the account holder for upkeep in Sri Lanka as required in Paragraph 4.1 (b) below.
Interest paid on the funds in the SFNFDA of the account holder as per Paragraph 2 . 2 (b), converted into Sri Lanka Rupees.

ව්‍යාපාරික විදේශ මුදල් ගිණුම්

ව්‍යාපාරික විදේශ ව්‍යවහාර මුදල් ගිණුම් (BFCA) විවෘත කිරිමට සුදුසුකම් ලබන තැනැත්තන්.

ව්‍යාපාරික විදේශ මුදල් ගිණුම්

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An individual resident in Sri Lanka.
A sole proprietorship or partnership registered in Sri Lanka where the proprietor or a majority of partners are resident in Sri Lanka (in case of a partnership with two partners, at least one partner shall be a resident in Sri Lanka).
A company incorporated in Sri Lanka.
A company incorporated outside Sri Lanka which is registered as an overseas company under the Companies Act No 7 of 2007.
A State Institution with the recommendation of the Secretary to the relevant line Ministry or appropriate Authority.
An administrator or executor of the estate of a deceased person, who maintained a BFCA with the Bank, until the completion of the administration of the deceased persons estate; and

බලයලත් වෙළෙන්දා හෝ පරිසීමිත වෙළෙන්දා සමග ව්‍යාපාරික විදේශ ව්‍යවහාර මුදල් ගිණුමක් (BFCA) පවත්වාගෙන යනුලැබූ මියගි පුද්ගලයකුගේ බූදලය අද්මිනිස්ත‍්‍රාසිකර අවසන් වන තෙක් එම මියගිය තැනැත්තාගේ බූදලයේ අද්මිනිස්ත‍්‍රාසිකරු හෝ පොල්ම:කරු; බලයලත් වෙළෙන්දා හෝ පරිසීමිත වෙළෙන්දා සමග ව්‍යාපාරික විදේශීය ව්‍යවහාර මුදල් ගිණුමක් පවත්වා ගෙන යනු ලැබූ සමාගමක නමින්, එහි ක‍්‍රියා පටිපාටින් අවසන් වන තෙක් ලැබුම්කරු හෝ ඈවරකරු. ව්‍යාපාරික විදේශ්‍රීය ව්‍යවහාර මුදල් ගිණුමක් (BFCA) විවෘත කිරිම හා පවත්වාගෙන යාම සඳහා රාජ්‍ය නොවන සංවිධානයකට අවසර ලබා නොදිය යුතු ය.

විශේෂ ප්‍රතිලාභ

Attractive Interest Rates
100 % protection on your investment
Inward remittances credited to Accounts free of charge

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

For individuals, account opening application, a photocopy of National Identity Card or Passport (Pages depicting photo, details and alterations), KYC Forms, FATCA Declaration and any other documents stipulated by the Bank from time to time.
In respect of Sole Proprietorships, Partnerships and Companies, account opening application and identification documents as appropriate, KYC Forms, FATCA Declaration and any other documents stipulated by the Bank from time to time.
Documents evidencing their eligibility to open Business Foreign Currency Account (BFCA) as relevant.

Remittances received in foreign exchange from abroad through the banking system in respect of, export of goods and services, entrepot trade, overseas projects undertaken by the account holder, investments made outside Sri Lanka and goods supplied locally to a person resident outside Sri Lanka.
Remittances received in foreign exchange through the banking system from the overseas employers with whom the account holder has an arrangement for the disbursement of wages and/or earnings of Sri Lankans who are rendering services to such overseas employer.
Foreign currency in the form of travellers’ cheques, bank drafts or currency notes accepted by the account holder in Sri Lanka in respect of goods and services supplied by such person to a person resident outside Sri Lanka.
Where the account holder is a shipping agent or a general sales agent in Sri Lanka, remittances received in foreign exchange through the banking system from the respective foreign principal or from a designated third party on behalf of the foreign principal for the purposes under the respective agency agreements.
Freight collected in foreign exchange by the account holder who is a shipping agent or a general sales agent in Sri Lanka on behalf of the foreign principal, by way of a remittance against a Business Foreign Currency Account (BFCA) or an account maintained in the Offshore Banking Unit.
Foreign currency brought into Sri Lanka by the account holder upon declaration [i.e., where such foreign currency notes exceeds or equals to USD 15,000 or its equivalent in other foreign currency on a declaration to Customs Department or where such foreign currency notes are less than USD 15,000 or its equivalent in other foreign currency on an appropriate declaration to the authorized dealer].
Transfers from Business Foreign Currency Accounts (BFCA) or accounts maintained in the Offshore Banking Unit, irrespective of the account holder.
Payments received in foreign exchange in favor of the account holder being consideration for goods or services supplied to a resident, to the extent such payments and receipts or categories of transactions have been permitted by directions issued by the Central Bank.
Proceeds of foreign currency loans and advances obtained by the account holder from the domestic banking unit or Offshore Banking Unit of an authorized dealer, with the prior approval of the Central Bank
Proceeds or any part thereof from sale of any foreign asset of the account holder, where the asset had been acquired by debiting the Business Foreign Currency Account.
Capital, capital gains and other receipts arising from investments made in Sri Lanka in foreign currency, if the original transfer had been made by debiting the Business Foreign Currency Account (or from the Foreign Exchange Earners’ Account (FEEA) of the account holder prior to this order come into effect).
Capital and capital gains received from foreign investments into an Outward Investment Account (OIA), if the original investment had been made by debiting the Foreign Exchange Earners’ Account (FEEA) of the account holder prior to this order come into effect.
Unutilized foreign currency obtained by the account holder debiting the Business Foreign Currency Account as per sub Paragraph 4 (c) and 4 (d) under “Permitted Debits” of this Circular.
Unutilized balance remaining in the Foreign Travel Card of the same account holder, up to the amount such Foreign Travel Card had been loaded from the Business Foreign Currency Account.
Insurance premier received by the account holder on foreign currency denominated policies issued to eligible customers and co-insurers and claims received from re-insurers and National Insurance Trust Fund by Insurance companies registered with the Insurance Board of Sri Lanka.
Transfers from Personal Foreign Currency Accounts of the non-national employee resident in Sri Lanka, being over payments of salaries and any other benefits.
Transaction or Transfers from any other category of accounts that may be permitted to maintain by the Central Bank from time to time, to the extent such transactions or transfers have been permitted by Directions issued by the Central Bank.
Remittances originating outside Sri Lanka from the account holder in terms of Section 8 (3) of the Act.
Foreign currency drafts issued by banks in Sri Lanka on behalf of the holders of Business Foreign Currency Accounts (BFCA) in respect of sale of goods and providing services by the account holder.
Proceeds of foreign currency loans (including debt securities) transferred from IIA of the foreign lender, where such loans have been obtained in terms of an approval granted under the provisions of the Act (excluding loans obtained for the purposes of capital transactions outside Sri Lanka).
Payments received in respect of goods sold and services rendered by the account holder to a person resident outside Sri Lanka where payments for such goods and services have been made through an Electronic Data Capture Terminal or Internet Payment Gateway (EDC/IPG), by using an Electronic Fund Transfer Card (EFTC) issued outside Sri Lanka, provided however that the Authorized Dealer shall credit such payment into a BFCA only upon written confirmation by the EDC/IPG provider stating that it contains payments made using an EFTC issued outside Sri Lanka.
Remittances received in foreign exchange from abroad through the banking system in respect of lease or rent of immovable property in Sri Lanka to a person resident outside Sri Lanka by the account holder.
Interest earned in foreign currency on the funds held in the account.

Any outward remittances made outside Sri Lanka.
Disbursements in Sri Lanka in Sri Lanka Rupees.
Withdrawal in foreign currency notes up to USD 10,000 (or equivalent in any other foreign currency) for travel purpose as permitted by directions issued by the Central Bank.
Withdrawal in foreign currency notes up to USD 50,000 (or equivalent in any other foreign currency) at a time by gem and jewellery dealers for the purpose of purchasing cut and polished or rough gem stones and other raw materials abroad upon submission of confirmation obtained from the National Gem and Jewellery Authority.
Where the account holder is a shipping agent or a general sales agent in Sri Lanka, withdrawal in foreign currency notes up to USD 50,000 (or equivalent in any other foreign currency) per vessel per call as Cash-to-Masters, against inward remittance received from the foreign principal or from designated third parties on behalf of the foreign principal, on a request with the reasons acceptable to the authorized dealer.
Where the account holder is a shipping agent or a general sales agent in Sri Lanka, repatriation of the surplus funds to the foreign principal, provided that a confirmation in writing is obtained from the account holder (i.e., Agent) to the effect that adequate funds have been retained in the account, to meet all local liabilities of the foreign principal in Sri Lanka including tax payable to the Government and the agency commission.
Transfers to Business Foreign Currency Accounts, Personal Foreign Currency Accounts or accounts maintained in the Offshore Banking Unit, irrespective of the account holder.
Transfers to an Outward Investment Account (OIA) of the same account holder.
Transfers to an Inward Investment Account (IIA) of a resident outside Sri Lanka for the purpose of repayment of a foreign currency loan obtained from such foreign lender by the account holder.
Transfer of funds for uploading a Foreign Travel Card.
Debt servicing expenses and repayment of foreign currency loans obtained by the account holder from authorized dealers or restricted dealers.
Transfers in respect of any investment permitted to be made in Sri Lanka in foreign currency utilizing funds in the Business Foreign Currency Account.
Payments of claims to eligible customers and co-insurers in respect of foreign currency denominated policies, premier to local or overseas re-insurers and National Insurance Trust Fund and brokerage by insurance companies registered with the Insurance Board of Sri Lanka.
Payments to residents in foreign exchange in respect of transactions or categories of transactions, to the extent such transactions have been permitted by directions issued by the Central Bank.
Transactions or Transfers to any other category of accounts that may be permitted to maintain by the Central Bank from time to time, to the extent such transactions or transfers have been permitted by directions issued by the Central Bank

General

ආමුඛ ආයෝජන ගිණුම

ප්‍රතිමුඛ ආයෝජන ගිණුම

ප්‍රතිමුඛ ආයෝජන ගිණුම (OIA)

SDA

Special Deposit Accounts

ආමුඛ ආයෝජන ගිණුම

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

A non- national, resident in or outside Sri Lanka.
A Sri Lankan dual citizen, resident in or outside Sri Lanka.
Sri Lankan national who has obtained Permanent Residency status or citizenship in another country, resident in or outside Sri Lanka.
A Sri Lankan citizen employed abroad, resident outside Sri Lanka (excluding emigrants).
A company incorporated outside Sri Lanka.
A partnership registered outside Sri Lanka.
Country funds, Regional Funds, Mutual Funds, Unit Trusts and Foreign Institutional Investors established outside Sri Lanka.
An administrator or executor of the estate of a deceased person, who maintained an IIA with a Bank.

විශේෂ ප්‍රතිලාභ

Inward Remittances credited to Accounts free of charge
100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Remittances in foreign exchange received from outside Sri Lanka in favor of the account holder through the banking system.
Foreign exchange brought into Sri Lanka by the account holder upon declaration to the Customs Department, subject to the Order issued under Section 8 of the FEA.
Transfers from Personal Foreign Currency Accounts or IIAs or Emigrant’s Remittable Income Account or Diplomatic Foreign Currency Accounts or Diplomatic Rupee Accounts or accounts maintained in the Offshore Banking Unit, of the account holder.
Transfers, as any income and any capital proceeds received from capital transactions in Sri Lanka of the account holder, as permitted under the regulations or provisions of the repealed Exchange Control Act or the FEA, from a Sri Lanka rupee account or Business Foreign Currency Account or an account maintained in the Offshore Banking Unit of another person (i.e. investee or tenant or lessee or buyer, who is a resident person).
In the case of the selling the investments made through the same IIA under the regulations or provisions of the repealed Exchange Control Act or the FEA to another person (i.e. buyer), transfers, as sale proceeds from an IIA of such buyer.
Settlement charges under a court Order related to the capital transactions made through the IIA.
Claims received by the accountholder as determined by the Central Depository Systems (Private) Limited and Colombo Stock Exchange.
Transfers from an External Commercial Borrowing Account of a person resident in Sri Lanka (i.e. the borrower), as recoveries of loans granted by the account holder to the borrower, as permitted in the regulations or in terms of the provisions of the repealed Exchange Control Act or the FEA.
Transfers, as repayments of the loans granted under the regulations or the provisions of the FEA, to licensed commercial banks or licensed specialized banks or the Government of Sri Lanka or State-Owned Enterprises (i.e. borrower), from a rupee account of the borrower.
Repayments of the loans granted during the period from the date of 20th November 2017 to the date of these Directions by the account holder through the same IIA to a person resident in Sri Lanka (i.e. the borrower), from a Sri Lanka rupee account or Business Foreign Currency Account or account maintained in the Offshore Banking Unit, of the borrower.
Any income or any capital proceeds derived from a residential property acquired by the accountholder utilizing a loan obtained under the Directions No. 11 of 2021, subject to the subparagraph of 6 (e).
Proceeds of non-materialized capital transactions excluding the loans (including Initial Public Offering) in Sri Lanka under the regulations, for which the funds were remitted through the same IIA, within three months from the date of payment made for the investment. In case of the investment in a condominium property, such proceeds returned by the property developer from the Business Foreign Currency Account of the property developer, before the completion of such property due to any failure to meet the conditions in the agreement or termination of the agreements between parties.
Transfers of the migration allowance or current income from the Capital Transactions Rupee Account of the same account holder.

Any outward remittances in favor of the accountholder.
Disbursements in Sri Lanka in Sri Lanka Rupees.
Transfers to Personal Foreign Currency Accounts or IIAs or Diplomatic Foreign Currency Accounts or Diplomatic Rupee Accounts or accounts maintained in the Offshore Banking Unit, of the same account holder.
Payments relating to capital transactions undertaken in Sri Lanka by the account holder, in terms of the permissions granted under the regulations or the provisions of FEA, to;
Transfer of proceeds of the loan granted under the regulations or the provisions of the FEA, to a licensed commercial banks or licensed specialized banks or the Government of Sri Lanka or State-Owned Enterprises (i.e. borrower), to a rupee account, of the borrower.
Transfer of proceeds of the loan granted under the regulations or the provisions of the FEA, to a licensed commercial banks or licensed specialized banks (i.e. the borrower) to an Outward Investment Account of the borrower, if such borrowings are made for the purpose of financing outward investment of the borrower under the regulations or the provisions of the FEA.
Transfer of proceeds of the loans granted under the regulations or the provisions of the FEA, to an External Commercial Borrowing Account of the person resident in Sri Lanka (i.e. borrower).
Payments relating to the investments in shares, debt securities issued by a company incorporated in Sri Lanka (i.e. investee) under the regulations or the provisions of FEA, to an Outward Investment Account of the investee, if such proceeds of the investment are to be utilized for the purpose of financing outward investment of the investee under the regulations or the provisions of FEA.
Settlement charges under a court Order related to the capital transactions made through the IIA.
Claims to be paid by the accountholder as determined by the Central Depository Systems (Private) Limited and Colombo Stock Exchange.

ප්‍රතිමුඛ ආයෝජන ගිණුම (OIA)

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Companies incorporated in Sri Lanka under the Companies Act, No. 7 of 2007 other than a company limited by guarantee.
A Licensed Commercial Bank or Licensed Specialized Bank, in terms of the Banking Act No. 30 of 1988.
Regulated/ licensed entities (excluding the eligible investors under (a) and (b) above), under the Central Bank, Securities Exchange Commission, Insurance Regulatory Commission of Sri Lanka.
Employees’ Provident Fund established under the Employees’ Provident Fund Act No. 15 of 1958 or Approved Provident Funds declared by the Commissioner General of Labour.
A partnership registered in Sri Lanka; and

විශේෂ ප්‍රතිලාභ

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Sri Lanka Rupees converted into foreign currency, to the extent such limits specified for outward investments, in the regulations or the special permissions granted in terms of the provisions of the repealed Exchange Control Act or FEA.
Transfers from Business Foreign Currency Accounts or Personal Foreign Currency Accounts or OIA, of another person (i.e., buyer), being sale proceeds of an outward investment made through the same OIA.
Transfers of proceeds of the loans obtained from a foreign lender by the account holder through an External Commercial Borrowing Account of the accountholder, for the purpose of financing outward investments permitted in terms of the provisions of the repealed Exchange Control Act or the FEA.
Transfers of proceeds of the loans obtained from a foreign lender by licensed commercial banks/ licensed specialized banks/ State Owned Enterprises, from an account outside Sri Lanka or an Inward Investment Account or an account maintained in the Offshore Banking Unit (OBU), of the lender, for the purpose of financing outward investments permitted in the regulations or in terms of the provisions of the repealed Exchange Control Act or FEA.
Transfer of proceeds of the loans obtained from a foreign lender by licensed commercial banks/ licensed specialized banks, from the Nostro Account of the borrower for the purpose of financing outward investments permitted in the regulations or in terms of the provisions of the repealed Exchange Control Act or FEA.
Remittances, as any income and any capital proceeds of the outward investments, made through the same OIA, as permitted in the regulations or in terms of the provisions of the repealed Exchange Control Act or the FEA.
Remittances, as settlement chargers under a court Order related to the outward investment made through the OIA.
Remittances, as any income and any capital proceeds received from any asset/investment in overseas acquired/held by the accountholder, for no consideration, as permitted in the regulations or the repealed Exchange Control Act.

Remittances relating to an outward investment undertaken by the account holder in terms of the regulations or the provisions of the repealed Exchange Control Act or the FEA.
Transfers to an OIA or Personal Foreign Currency Accounts or Business Foreign Currency Accounts of another person (i.e., seller), to purchase a permitted investment in overseas from the seller which was made through the same OIA or Personal Foreign Currency Accounts or Business Foreign Currency Accounts in terms of regulations or the provisions of the repealed Exchange Control Act or the FEA.
ayments for current transactions of the account holder.
Transfers to Personal Foreign Currency Accounts or Business Foreign Currency Accounts or an account maintained in the OBU, of the account holder, being any income and any capital proceeds received from an outward investment, where such investments had been made by debiting such Personal Foreign Currency Accounts or Business Foreign Currency Accounts or account in OBU, or by utilizing the funds transferred from such accounts into the OIA, proportionately to the contributions.
Transfers to OIAs of the same account holder.
Transfers to External Commercial Borrowing Account of the account holder, for the purpose of repayment of loans obtained from an overseas lender.
Transfers of the outstanding balance to an OIA of a beneficiary/heir, subject to the inheritance and succession laws in Sri Lanka.
Withdrawal in foreign currency notes or transfer of funds for uploading a Foreign Travel Card, up to the limits specified in the Directions No. 02 of 2021 on current transactions (or equivalent in any other foreign currency), for travel purpose of the account holder and/or immediate family members.

Opening and Maintaining the Accounts

Documents and Information Required

Special Deposit Accounts (SDA)

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Sri Lankan individuals resident in or outside Sri Lanka.
Dual Citizens.
Citizens of other States with Sri Lankan origin.
Non-nationals resident in or outside Sri Lanka.
Funds, corporate bodies, associations incorporated/registered outside Sri Lanka.
Any other well-wishers.

Opening and Maintaining SDAs

SDAs shall be opened during the twenty four months period from 2020.04.08. (i.e. from 2020.04.08 to 2022.04.07)
SDAs shall be opened and maintained only in the form of Fixed Deposits with tenure of six (06) months and twelve (12) months only.
SDAs shall be opened and maintained only in the form of Fixed Deposits with tenure of six (06) months and twelve (12) months only. Further, SDAs in the form of Savings Accounts can be opened as operational accounts only for the purpose of receiving funds to be placed in SDA Fixed Deposits, to repatriate funds lying in the SDA Fixed Deposits to the depositors, and for local disbursements. Any other transactions shall not be permitted. The SDA Savings Accounts must be closed at the time the SDA Fixed Deposit is closed.
SDAs shall be opened and maintained either in any designated foreign currency, (i.e. USD, GBP, EUR, AUD, CAD, SGD, JPY, HKD, NZD, CHF, SEK, DKK, NOK and CNY) or in Sri Lanka Rupees (LKR).
Freely convertible and repatriable outside Sri Lanka on the maturity of Fixed Deposits.

Currency	Interest Rate for 6 months at maturity	Interest Rate for 12 months at maturity
USD	7.50%	8.61%
GBP	5.50%	7.00%
EUR	5.50%	7.00%
AUD	5.50%	7.00%
CAD	3.15%	4.25%
SGD	2.30%	3.50%
NZD	4.00%	5.10%
LKR	15.75%	16.50%

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Full name, nationality, foreign & local address and contact details.
A copy of National Identity Card or Passport (photo and detailed page).
Account Opening Application.
FATCA Declaration.
Risk categorization.
Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign/local address and contact details.
A copy of the Passport (photo and detailed page).
Dual Citizenship Certificate.
Account Opening Application.
FATCA Declaration.
Risk categorization.
Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign address and contact details.

A copy of the Passport (photo and detailed page).

Account Opening Application.

FATCA Declaration.

Risk categorization.

Any other documents stipulated by the Bank from time to time.

Full name, nationality, foreign/local address and contact details.
A copy of the Passport (photo and detailed page) and visa granted by the Dept. of Immigration & Emigration. (if resident in Sri Lanka)
Account Opening Application
FATCA Declaration.
Risk categorization.
Any other documents stipulated by the Bank from time to time

Account Opening Application
If individual: full name, nationality, foreign address and contact details.
A copy of the Passport (photo and detailed page).
FATCA Declaration.
Risk categorization.
In respect of companies incorporated outside Sri Lanka, Foreign Institutional investors, etc., account opening application as appropriate.
Any other documents stipulated by the Bank from time to time depending on the individual/entity.

Inward remittances in foreign currency received from outside Sri Lanka in favour of the account holder through the banking system.
Transfers from Inward Investment Accounts (IIA) or accounts maintained in the Offshore Banking Unit by the account holder, out of the proceeds received as inward remittances during the twenty four months period from 2020.04.08 in favour of the account holder and can only be channeled through the following accounts held in the account holder’s name;
Note: The funds credited to Personal Foreign Currency Accounts (PFCA) by way of inward remittances after 2020.04.08 can be accommodated to be credited to SDAs only through an IIA, provided that such applicants are eligible to open IIA. (As per email by Director, DFE on Clarifications on Special Deposit Accounts (SDA) dated 2020.06.23) Therefore, please refrain from utilizing proceeds received as inward remittances to any other accounts other than the accounts mentioned above. [Eg. Business Foreign Currency Accounts (BFCA) and other accounts]
Foreign Exchange legitimately acquired and brought by the account holder who arrived into Sri Lanka on or after 01 January, 2020 subject to a declaration made to the Customs Department at the port of arrival, as prescribed by the Minister by an Order published in the Gazette under section 8 of FEA.
Foreign exchange equal or less than USD 15,000 or an equivalent amount in any designated foreign currency legitimately acquired and brought by the account holder who arrived into Sri Lanka after 2020.01.01, subject to an appropriate declaration to the AD.
Foreign Currency notes in possession of any persons resident in Sri Lanka up to such limits and subject to such terms and conditions as prescribed by the Minister by an Order published in the Gazette under section 8 of FEA, subject to a declaration on source of funds to the AD.

ප‍්‍රාග්ධන ගනුදෙනු රුපියල් ගිණුම් (CTRA)

ERIA

NRRA

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An emigrant, resident in or outside Sri Lanka.
A Non- National resident in or outside Sri Lanka including minors of such person.
An individual Sri Lankan resident in or outside Sri Lanka who has obtained Temporary Resident visa in another country, aged 18 years or above.
An individual Sri Lankan resident in Sri Lanka who is a prospective migrant under the parent migration scheme.
An administrator or executor of the estate of a deceased person who was an emigrant.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

Opening and Maintaining the Accounts

The CTRA may be opened and maintained in the form of Savings or Current (without overdrawing facility) account, in Sri Lanka Rupees.
Eligible persons shall open only one CTRA in the banking system and shall be held as sole account.
Both CTRA and ERIA shall be opened and maintained with the same Bank.

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Duly completed Account opening Application (Annexure 1)
Address verification doc.
Sl passport/s (all pages of the sl pp after obtaining pr)
Foreign pp (if available-identification page, alternative and observation pages of current pp)
Permanent residency (endorsement or other documentary evidence to prove pr date & country
Certificate of citizenship or dual citizenship
Identity document (nic/dl etc.)
Request to open ctra/eria (Annexure 2)
Affidavit confirming migration (Annexure 3)
Power of attorney (if available)
If the emigrant has been born outside sri lanka, a copy of the birth certificate
Source of funds confirmation document
Any other document stipulated by the bank

Where the account holder is an emigrant, resident in or outside Sri Lanka;
Where the account holder is a Non- National resident in or outside Sri Lanka including a minor;
Where the account holder is an individual Sri Lankan who has obtained Temporary Resident visa in another country, aged 18 or above; funds equivalent to maximum of USD 30,000, to obtain foreign exchange, as permitted under the regulations.
Where the account holder is an individual Sri Lankan who is a prospective migrant under the parent migration scheme; funds equivalent to the amount of the payment to be made to overseas authorities for obtaining visa under the parent migration scheme, as permitted under the regulations.
Where the account holder is an administrator/executor of the estate of a deceased person who was an emigrant;
Income received for the services provided by the account holder.
Interest earned in Sri Lanka Rupees on the funds held in the account.

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An emigrant.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

Opening and Maintaining ERIAs

ERIA may be opened and maintained in the form of Savings or Current (without overdrawing facility) account, in Sri Lanka Rupee (LKR) as sole account.
Eligible persons shall open only one ERIA in the banking system.
Both the Capital Transaction Rupee Account (CTRA) and ERIA shall be opened and maintained with the same Bank

Account Types

For Whom

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

A/C Opening Application(Annexure 1)
Address verification doc.
Sl passport/s (all pages of the sl pp after obtaining pr)
Foreign pp (if available-identification page, alternative and observation pages of current pp)
Permanent residency (endorsement or other documentary evidence to prove pr date & country
Certificate of citizenship or dual citizenship
Identity document (nic/dl etc.)
Request to open ctra/eria (Annexure 2)
Affidavit confirming migration (Annexure 3)
Power of attorney (if available)
If the emigrant has been born outside sri lanka, a copy of the birth certificate
Source of funds confirmation document
Any other document stipulated by the bank

Annexure 1 Annexure 2 Annexure 3

Any income derived from any assets in Sri Lanka (including movable, immovable, tangible and intangible assets), owned by the emigrant while being a resident in Sri Lanka or acquired by utilizing funds through such emigrant’s Sri Lanka rupee accounts prior to the regulations coming into effect.
Any income derived from any asset in Sri Lanka (including movable, immovable, tangible and intangible assets) that are inherited by the emigrant, from a person resident in Sri Lanka.
Any income derived from any asset in Sri Lanka (including movable, immovable, tangible and intangible assets) that are received as a gift by the emigrant, from an immediate family member who is a person resident in Sri Lanka.
Any income realized from any asset in Sri Lanka (including movable, immovable, tangible and intangible assets) that are inherited or received as a gift to or by the emigrant, from another emigrant who is an immediate family member (i.e. transferor) out of the investments, made while being a resident in Sri Lanka or made through his/her Sri Lanka rupee accounts prior to the regulations coming into effect or inherited by the transferor or received as a gift to the transferor or made through Non Resident Rupee Account of the transferor as permitted in the Foreign Exchange (Classes of Capital Transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021 (as amendments thereto) - Extraordinary Gazette No. 2213/35 dated 2021.02.03.
Income received for services provided by the accountholder.
Superannuation benefits of the account holder [including Employees Provident Fund (EPF), Employees Trust Fund (ETF), gratuity and pensions or any other retirement benefits].
Transfers being current income of the accountholder, from a Non Resident Rupee Account (NRRA) or Capital Transaction Rupee Account (CTRA) of the accountholder.
Interest earned for the funds held in the account.

Remittances in favor of the account holder.
Transfers to Inward Investment Account (IIA) or Personal Foreign Currency Account (PFCA) or an account maintained in Offshore Banking Unit or an account maintained outside Sri Lanka, of the same accountholder.
Transfer of funds to the Capital Transaction Account of the administrator/executor of the estate of a deceased person (i.e. account holder).
Payments in relation to the loan obtained by the accountholder under the Direction No. 11 of 2021 (as amendments thereto).
Payments for the settlements of the Electronic Fund Transfer Cards of the account holder issued in terms of the Directions No. 02 of 2021 (as amendments thereto).
If further clarification is required in this regard, please contact Manager - Travel Department (OCS) - Tel. No. 011-2433140 or Chief Manager (OCS) – Tel 011-2433146

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An emigrant resident in or outside Sri Lanka.
A firm or a company established/incorporated outside Sri Lanka

විශේෂ ප්‍රතිලාභ

100% protection on your investments

Opening and Maintaining the NRRAs

NRRAs may be opened and maintained in the form of Savings or Current (without overdrawing facility) or Fixed Deposit account, in Sri Lanka Rupees (LKR).
NRRAs shall be held as sole account and NRRAs maintained by emigrants may be held as joint accounts with another emigrant.
A firm or a company established/incorporated outside Sri Lanka who expect to execute transactions permitted under subparagraph 4 (7) under heading A of Schedule I of the Foreign Exchange (Classes of Capital transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021 (Extraordinary Gazette No. 2213/35 dated 2021.02.03) shall only be eligible to open one NRRA in the banking system, for such purpose.

A firm or a company established/incorporated outside Sri Lanka who expect to execute transactions permitted under subparagraph 4 (7) under heading A of Schedule I of the Foreign Exchange (Classes of Capital transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021 (Extraordinary Gazette No. 2213/35 dated 2021.02.03) shall only be eligible to open one NRRA in the banking system, for such purpose.

Payments relating to the investments as permitted the Foreign Exchange (Classes of Capital transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021. (Refer attachment)
Transfers to the CTRA of the accountholder.
Transfer out of current income of the account holder credited under paragraph 5 (b) (v), to the Emigrant’s Remittable Income Account (ERIA) of the account holder.
Transfer of funds to the CTRA of the administrator / executor of the estate of a deceased person (i.e. account holder).

A firm or a company established/incorporated outside Sri Lanka who expect to execute transactions permitted under subparagraph 4 (7) under heading A of Schedule I of the Foreign Exchange (Classes of Capital transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021 (Extraordinary Gazette No. 2213/35 dated 2021.02.03) shall only be eligible to open one NRRA in the banking system, for such purpose.

Remittances out of the funds credited under paragraph 5 (c) i. and 5 (d) above.
Out of the funds credited under paragraph 5 (c) ii. referred above, remittance / transfer of USD 30,000 per annum, to Inward Investment Account (IIA) or an account maintained in the Offshore Banking Unit or an account maintained outside Sri Lanka, of the account holder.
Disbursements in Sri Lanka in Sri Lanka Rupees.

A firm or a company established/incorporated outside Sri Lanka who expect to execute transactions permitted under subparagraph 4 (7) under heading A of Schedule I of the Foreign Exchange (Classes of Capital transactions Undertaken in Sri Lanka by a Person Resident Outside Sri Lanka) Regulations No. 02 of 2021 (Extraordinary Gazette No. 2213/35 dated 2021.02.03) shall only be eligible to open one NRRA in the banking system, for such purpose.

රාජ්‍යත‍්‍රාන්තික විදේශ මුදල් ගිණුම්/රාජ්‍යත‍්‍රාන්තික රුපියල් ඉතුරුම්

ECBA

External Commercial Borrowing Account

RGFCA

Resident Guest Foreign Currency Accounts

RGRCA - Investors

Resident Guest Rupee Current Accounts

RGRCA - Professionals

Resident Guest Rupee Current Accounts - Professionals

රාජ්‍යත‍්‍රාන්තික විදේශ මුදල් ගිණුම්/රාජ්‍යත‍්‍රාන්තික රුපියල් ඉතුරුම්

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Foreign Diplomatic Missions.
Diplomatic personnel who have been exempted from the requirement of obtaining resident visa issued by the Department of Immigration and Emigration.
Family members of Diplomatic personnel in Sri Lanka who have been exempted from the requirement of obtaining resident visa issued by the Department of Immigration and Emigration.

විශේෂ ප්‍රතිලාභ

Inward Remittances credited to Accounts free of charge
100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

For individuals, account opening application, a photocopy of valid passport (pages depicting photo, details, Visa and endorsements for alterations) KYC Form, FATCA declaration and any other documents stipulated by the Bank from time to time.
For Diplomatic Missions, account opening application as appropriate, KYC Forms, FATCA declaration and any other documents stipulated by the Bank from time to time.
A Letter of Request signed by the Head of the Diplomatic Mission or an authorized official on a letterhead of the Mission, to open DFA / DRA.

General (DRA)

Diplomatic Rupee Accounts (DRA) also may be opened and maintained as Savings, Current (without overdrawing facility) or Fixed Deposit Accounts in the domestic banking unit.

General (DFCA)

DFCAs may be opened and maintained as Savings, Current (without overdrawing facility) or Fixed Deposit accounts in the domestic banking unit in any designated Foreign Currency, i.e. USD, GBP, EUR, AUD, CAD, HKD, SGD, JPY, SEK, NZD, DKK, NOK, CNY and CHF.

අවසරලත් හර කිරිම් - රාජ්‍ය තාන්ත‍්‍රික විදේශ ව්‍යවහාර මුදල් ගිණුම් (DFA)

Remittances in foreign exchange received from outside Sri Lanka in favor of the account holder through the banking system.
Foreign exchange brought into Sri Lanka by the account holder, upon submission of adequate information / evidence to the Bank, enabling Banks to comply with Anti-Money Laundering & Countering the Financing of Terrorism (AML/CFT) laws.
Transfers from an Inward Investment Account (IIA) or an account maintained in the Offshore Banking Unit (OBU) of the same account holder.
Transfers from DFCAs and DRAs, irrespective of the account holder.
Interest earned in foreign currency on the funds held in the account.

අවසරලත් බැර කිරිම් - රාජ්‍ය තාන්ත‍්‍රික රුපියල් ගිණුම් (DRA)

Remittances received from outside Sri Lanka in favor of the account holder through the banking system.
Collection of visa fees, refunds/ reimbursements of salary and other similar payments due to the account holder from any person in Sri Lanka.
Sale proceeds of motor vehicles owned by the account holder, derived in Sri Lanka upon submission of documents listed in Annexure II by the account holder.
Transfers from DFCAs and DRAs, irrespective of the account holder.
Interest earned in Sri Lanka Rupees on the funds held in the account.

External Commercial Borrowing Account

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Companies incorporated in Sri Lanka under the Companies Act, No 7 of 2007.

Product Types

ECBAs may be opened and maintained in the form of Savings or Fixed Deposit (only for the purpose of keeping it under lien) in any designated foreign currency or in Sri Lanka Rupees and shall be held as sole accounts. Accordingly, the facility has been made available in the SIB system to open accounts in USD, GBP, EUR, AUD, CAD, HKD, SGD, JPY, SEK, NZD, DKK, NOK, CNY, CHF and LKR.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Account opening application for companies
KYC forms
Documents as specified under paragraph 5.1 above
Beneficial ownership application
FATCA declaration forms of Directors
Any other documents required by the bank

Remittances/ transfers of proceeds of the loan obtained by the accountholder from an overseas lender, from an account maintained outside Sri Lanka or an Inward Investment Account or an account maintained in the Off-shore Banking Unit, of such lender.
Transfers from an Outward Investment Account or Business Foreign Currency Account, an account maintained in the Off-shore Banking Unit or Sri Lankan Rupee account, of the accountholder, for the purpose of servicing the loan.
Transfers from another ECBAs of the same accountholder.
Interest earned on the funds held in the account.

Resident Guest Foreign Currency Accounts

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

An investor is required to remit or bring a sum of United States Dollars (USD) 250,000 or its equivalent in any designated foreign currency for investment in Sri Lanka and a further sum of USD 35,000 per person for the upkeep in Sri Lanka of the investor and dependents accompanied by him/her.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

Opening and Maintaining the Accounts

100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Account opening application, a photocopy of valid passport (Pages depicting photo, details, Visa and endorsements for alterations), KYC Forms, FATCA declaration and any other documents stipulated by the Bank from time to time.
Documents evidencing their eligibility to open Resident Guest Foreign Currency Accounts (RGFCA)

Remittances in foreign exchange received from outside Sri Lanka through the banking system in favour of the account holder.
Foreign exchange brought into Sri Lanka by the account holder upon declaration.
Interest on the unutilized funds held in the account initially for a period of two years (No interest shall be paid after the expiry of the initial two years period without having prior approval of the Implementing Agency, to that effect).

Resident Guest Rupee Current Accounts

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

Investors who open a RGFCA should also open and maintain a RGRCA with a minimum sum of USD 35,000 or its equivalent in any other foreign currency per person for living expenses (upkeep) in Sri Lanka of such investor and each dependent accompanied by him/her (including spouse) and converted into Sri Lanka Rupees.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Account opening application, a photocopy of valid passport (Pages depicting photo, details, Visa and endorsements for alterations), KYC Forms, FATCA declaration and any other documents stipulated by the Bank from time to time.
Documents evidencing their eligibility to open Resident Guest Rupee Current Accounts (RGRCA) as relevant.

Sri Lanka Rupee proceeds of remittances in foreign exchange received from outside Sri Lanka through the banking system or foreign exchange brought into Sri Lanka by the account holder upon declaration as required by the Paragraph 3 (b) above, for living expenses (upkeep) in Sri Lanka of the investor and each dependent accompanied by him.
Interest paid on the funds in the RGFCA of the investor as per Paragraph 4.2 (c) above, converted into Sri Lanka Rupees.
Income (dividends, profits) and sale proceeds from investments acquired utilizing funds in the RGFCA.

RGRCA - Professionals

සුදුසුකම්
විශේෂ ප්‍රතිලාභ
ලබාගත යුතු ලියකියවිලි සහ තොරතුරු
Permitted Credits
Permitted Credits
අප අමතන්න.

සුදුසුකම්

A professional is required to remit or bring into Sri Lanka a minimum sum of USD 2,000 or its equivalent in any other foreign currency per month for the professional intending to reside in Sri Lanka and a further sum of USD 1,000 or its equivalent in any other foreign currency per month for each dependent accompanied by him/her, (including spouse), for living expenses in Sri Lanka, and converted into Sri Lanka Rupees.

විශේෂ ප්‍රතිලාභ

100% protection on your investments

ලබාගත යුතු ලියකියවිලි සහ තොරතුරු

Account opening application, a photocopy of valid passport (Pages depicting photo, details, Visa and endorsements for alterations), KYC Forms, FATCA declaration and any other documents stipulated by the Bank from time to time.
Documents evidencing their eligibility to open Resident Guest Rupee Current Accounts (RGRCA) as relevant.

Sri Lanka Rupee proceeds of remittances in foreign exchange received from outside Sri Lanka through the banking system or foreign exchange brought into Sri Lanka by the account holder upon declaration as required by the Paragraph 3(c) above, for living expenses (upkeep) in Sri Lanka of the professional and each dependent accompanied by him.
Salary, consultancy fees, etc. received from provisioning of professional services in Sri Lanka by the account holder.